Direct Loans Listed Twice?

[motivatedfocus]

Here is how they are reporting. It's the same loan. Are there any obvious violations?

 

DIRECT LOANS

PO Box 7202

Utica, NY 135047202

 

Account Number: XXXXXXXX Current Status: COLLECTION

ACCOUNT

Account Owner: Individual Account. High Credit: $2,670

Type of Account : Installment Credit Limit: $0

Term Duration: Terms Frequency:

Date Opened: 12/1998 Balance: $0

Date Reported: 08/2007 Amount Past Due: $0

Date of Last Payment: Actual Payment Amount: $0

Scheduled Payment Amount: $50 Date of Last Activity: 03/2002

Date Major Delinquency First

Reported: Months Reviewed: 1

Creditor Classification: Activity Description: n/a

Charge Off Amount: $0 Deferred Payment Start Date:

Balloon Payment Amount: $0 Balloon Payment Date:

Date Closed: 02/2003 Type of Loan:

 

and

 

US DEPARTMENT OF EDUCATION

401 S State St Rm 700F

Chicago, IL 606051229

(800) 621-3115

Account Number: XXXXXXXXX Current Status: COLLECTION

ACCOUNT

Account Owner: Individual Account. High Credit: $2,625

Type of Account : Installment Credit Limit: $0

Term Duration: 36 Months Terms Frequency: Single Payment

Loan

Date Opened: 12/1998 Balance: $2,938

Date Reported: 09/2007 Amount Past Due: $2,938

Date of Last Payment: Actual Payment Amount: $0

Scheduled Payment Amount: $2,891 Date of Last Activity: 10/2002

Date Major Delinquency First

Reported: Months Reviewed: 47

Creditor Classification: Educational Activity Description: n/a

[Faelynn V]

This is how my husband's report looks, only he has 2 separate student loans, split up by semesters, so he actually has 8 different items reporting (1 for the OC, 1 for the CA).. It's really a mess.

 

I couldn't tell you if it's a reporting violation, but would be interested to know.

[motivatedfocus]

bump