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Will a Student Loan affect your Credit score? ALOT?

FishyCat24

By FishyCat24
in Student Loans

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FishyCat24

FishyCat24

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Ok I am about to get a $10,000 loan to pay for some classes. I though I might as well as for $14,000 and pay off a credit card. Now this would be my first loan of any kind so I was wondering how much does a loan effect your credit? Example I owe Amex $4,000 but I pay it off with what I get from the loan. So now I dont owe amex anything bu tI owe a $14,000 loan that needs to be paid off after I finish school. How bad will this affect my credit scores? I cant imagine alot especially when $14,000 is nothing compared to what some doctors or lawyers probably owe.


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