How can I remove lates?

[Tiredmommy]

Starting 12/05 thru 3/06 I thought I was paying my minimum payment due but apparently I was short by about $20 the first month, $50 the second month and so on thru 03/06. I usually own the same amount monthly but I guess my payment took a few extra days getting to them because of the holidays and I was dinged with the first late fee and 30days late on my CR.

 

Do you know if I can get these removed? It is severely affecting my CS and I really want them removed.

 

Any help would be appreciated.

[moneymama]

Try a goodwill letter to the creditor explaining what happened. They might give you a break.