I want only the best BT's, how?

[swampie]

Question.. is anyone here paying off or have paid off serious credit card debt ? If ONE has excellent credit history but big debt is it okay to keep accepting and trying for 0% offers in the mail or at what point do you quit? Also what makes your current CC companies take notice and make you good offers.

 

Owe 9,200 to Amex @ 2.9 until paid.. they getting $200 +INT per month - CL is 18,200

Owe 8,600 to CIT @ 3.9 until paid they are getting $200 +INT per month CL is 13,100

 

Because of hubby's new job the take home has been reduced, our health insurance UP and after the next round of payments. We will surely have to reduce our payments and spending in order to have funds for the not so regular bills that are coming up over the summer to fall.. Taxes and Insurances! uh!

 

Swampie

[Sultan]

Those are actrually good rates, you may get more responses if you post in the credit forum, this thread that you posted in is mostly about VISA MC policies.

 

http://creditboards.com/forums/index.php?showforum=2

Edited April 12, 2006 by Sultan