Strange combo caused lates to fall off

By jayp
February 12, 2006 in Student Loans

https://creditboards.com/forums/index.php?/topic/155747-strange-combo-caused-lates-to-fall-off/

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jayp

Posted February 12, 2006

I had a lot of lates (some 90+) on my SL in the last couple yrs. Around sept. 05' I went into forbearance, but continued to make payments( didn't want to have to catch up on the missed payments). Up to January 1st, CR still showed lates, I disputed as never late hoping for the best, they actually came off. Around the same time I consolidated. Checked TC this morning, my reports now show paid SL with no lates and no history and two new 1month old SL's . Checked Myfico and I lost like 40 points on EQ by the magic of the fico scoring process.

Well the 40 points was a hurter, but I'd much rather be a few steps closer to a clean report than have those 40 points I temporarily lost.

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