dbkr111

In branch...no bank should be running a credit report on business owners...however some banks still run credit reports on personal accounts. Last I heard Wachovia was one which ran reports on personal accounts...however its been a year or so I'm unsure if this is still true...call and ask

I have an account with Citi and found out that they no longer check chex system unless you are a Sole Prop.

So I have 4 experian credit inquiries about 3 months old and one transunion. My goal is 100-200K in loans...and have everything for the most part covered....But am concerned about the amount of credit inquiries that an underwriter is going to see...especially considering that they are only 3 months old. Who has a recent and experienced opinion on this taking into account that I'm looking for larger amounts in my BLOCs?