Sethro21

My interest rate is pretty high (21.99) but my limit is up to $1750. It is to get a higher limit and get your iTunes cards faster!

Am I the only one who cannot join any of these CUs? I have looked at all of the ones that are repeatedly mentioned, but I don't meet the membership requirements. Am I missing something? Or is everyone on this board retired military or something like that?

I just called the 800-889-9939 number and this totally awesome dude, Julian, lowered my APR from 24.9% to 14.9%!!!! YAY!

Hi there! Another thing to try is checking that your username/ password is correct. When I first opened up the card I was unable to pay online for several months. I was getting the same exact message. Finally I just called and asked what the deal was. Turns out I was using the wrong username. Usually you get the "wrong username/password" response, but not on their site for some reason. Anyway, I hope that helps.