propeller27

Cancelled tonight as well.

I would like to apply for a card with a EQ pull to transfer balances (around 2-3k). Fico is around 665 at the moment. The more likely it would be an instant approval the better or have a quicker application process. I have 0 hard inquiries on EQ. Thanks in advance

I called customer service and they recommended this address: HSBC RETAIL SERVICES PO Box 15521 Wilmington, DE 19850 The reason I am going to try to dispute directly with the OC is that I have tried disputing to the CRA many times and this account is stuck. They keep verifying with contacting the OC. So I decided to try to contact the OC directly with a new approach.

Here are a few of the addresses I have collected to dispute a HSBC chargeoff. Does anyone know which one is the best choice to send a dispute. There are so many choice and want to use my certified mail wisely. Thanks in advance ! PO Box 5253 Carol Stream, Illinois, 60197-9901 U.S.A. PO Box 15518 Wilmington, DE-198505518 POB 15521 WILMINGTON , DE 19805 (302) 327-2000

type this on google (no character limits): site:creditboards.com search term goes here To search inside the site I usually use the advanced search option and select "search titles" .

I got the "insufficient experience at this credit limit" response. What length of time is sufficient to get a CLI with GEMB Paypal or Walmart?

Cabelas

In my experience Chase has been easier to get.

Penfed pulled an extra Equifax hard pull on me for a loan on recon. I was surprised since I tried to recon almost immediately after getting the denial and the report was exactly the same when they pulled the second time.

How does the CRA know the account is subprime. For example Orchard reports as HSBC and they also have prime cards ... Am I missing something? Or is just the low credit limit that affects you negatively?

My wife recently got a HSBC mastercard with a limit of $300 with an annual fee of $79.00. The $79 was charged to the balance. Today she called to ask how much she had to pay and was told she had to pay the annual fee plus more. Knowing that didn't sound right I register for account online access and the minimum payment shows as $15. Just wanted to double check with you if I'm right in thinking that she was misled by the CSR and that there is no way she would have to pay over $80 on a card with $300 limit with the annual fee already charged to the card. Thanks in advance

Thanks for the help. So between Chase Cash Rewards and Chase Freedom? Which one would be considered a better card.

Penfed might call you an egyptian if you have high limits with low utilization.

I don't shop at Amazon that much. I have spent probably less than $200 at Amazon.com with a $3,500 limit.

What should I convert my Chase Amazon card to? Should I go with the Freedom or go with something else? What are my best options?