chasingmatteo

() ;>)~

you can get a secured card with bank of america with as little as 300$ and as much as 10000$ -- you might consider that..

got "the letter" from cap. one. no luck.......... will try the middle now.

hey thanks guys! i'm thrilled to have a card to hide utilization. as it turns out, my reporting utilization now is about 3%. the $2000 will be helpful for me. i have a few bills to pay, blah. robbing peter to pay paul to keep my utilization that low gets old. this will really help. i don't have anything frozen. my guess is that my EQ is the lowest at 663. my TU is 708, which i was hoping they would have pulled.. and EX is a mystery (but the only one not reporting a 9 y.o. BK). on EQ i have one bad account, bally's - which is in dispute now. they've listed $0 as a paid installment collections account, which is interesting as i don't recall ever having a bally's membership (i'm fighting, waiting, preparing my bbb, and other letters..) ... other than that and having 5 inq's (including this one) and no late payments within the last 2 years, it's clean. thanks!

several chat sessions later, this morning they finally informed me (via chat) that i was approved and should be receiving the card in 5-7 days. i asked what the limit was and they said $2000.00 -- not bad (for me). YEA!! i will post in creditpulls too. :>)~ THEY PULLED EQ.. heads up.

as luck would have it, they pulled EQ, not TU.. which is considerably lower (663 instead of 708)... we will see. i'm bummed. M.

okay, EVERYONE PLEASE SEND good vibes and positive approval MoJo my way. I applied this morning and got the standard 15 day online notification as expected. i could REALLY use a decent card to hide utilization. Fingers crossed big time - TU Myfico was 708 before pulling with 3% utilization, 5 inq's, 1 paid CO and a 9 yo BK (1 paid CO in dispute with TU now)... I will keep everyone posted and do chat next week to see if I was approved sooner, rather than waiting..

i tunes or other juniper??

ruh ro....

..she was like, "nice thermos."

hege, please tell me that the pic you have attached to your signature wasn't the one you used before getting married on match.com and other sites.. i love it. (and i'm just being a smart *ss btw)

thanks guys.

NCIP does monthly pulls for new members - sorry. i signed up and cancelled within the last week. seasoned CB posters are advising against using CK as they re-insert. you can search for the threads on this..

oh george. i am considering applying for a loan with pertuity direct. they use experian. i have a good shot - i'm just trying to be an informed consumer.. they have a 660 minimum but a 740 average. i know i'm above 660. my 9 year old bk doesn't show on EX. knowledge is power. M.