Randysbarb

This guy called my office on Saturday and left a voice mail on my bosses voice mail. I have voice mail and if he had pressed zero or tried my name, he would have gotten me. I can't figure out how he got my boss. I would love to bust them for this but don't know how. I am going to do a search on collection procedures on the board.

I did a google search and it doesn't come up. I also searched this board. Thanks.

Anyone have a clue as to who this number belongs to? Thanks.

Thanks for the info. This is for a guy at work and the repo was last year. He had heard that if they pick the vehicle up rather than you surrendering it and they sell the vehicle for a ridiculously low price, they can only collect the difference in what the car was worth and what you owed. In other words, they can't sell at auction for below vehicles worth. I have never heard of this and was just wondering. Also, can a lein holder re-age or change the date of last activity saying it was charged off or they took a loss for more than one year? Thanks again.

Regarding an auto loan/repo. Does it make a difference in how it is reported on your credit or the amount of money you are responsible for if you have a voluntary or involuntary reposession? Also, can someone tell me how a repo should be reported on your credit? Would the dola be the last pay date or the repo date or the chargeoff date? Thanks for your help. B

I feel your pain. It has happened to me also. I switched to Wachovia Bank. They always post deposits before withdrawals. If my paydate from my company falls on a Monday, my money is always available on Saturday morning. I love that.

I know that they charge a $5.00 monthly fee if you close the card and carry a balance. This is in addition to their interest charges. It is called a monthly service fee. They got me that way. I closed because they wouldn't waive the $49 annual fee and they got me anyway.

Thanks very much. I really appreciate it. I wasn't sure and it showed up as a Ben Stonebridge on the caller ID. Sounded like a CA or telemarketer.

Just curious. Any and all help apprecitated. I tried doing a search here and google but couldn't find anything. Thanks.

I was wondering what CA's are good about a PFD? I have a couple that I would be more than willing to pay to go "bye-bye".

Thanks so much George. I appreciate the info.

My mom keeps getting calls from BofA and we can't seem to stop them. We have told them that my brother doesn't live with her. She has asked them to stop calling and they just say that they won't until he calls them back. Now, brother refuses to call them and we're tired of taking messages. Do we have any recourse at all other than just not answer her phone. She's in her late 60's and I'm tired of these clowns being rude to her.

Mine was 6 years old and my score dropped about 30 or 40 points. Then started back up. Then just within the past month, it re-appeared on EQ and score took a nose dive again.

and with my high util, they cut mine $175 limit to $165.

They did me the same way with the Corvette Card. I called and told them that I was going to be a week late with a payment and the "Supervisor" told me if I would go ahead and give them a "postdated" check by phone, they would delete the late fee. I gave them a payment of $115.00 and true to his word, the late fee was deleted. Then the day before my payment posted another one hit. I called them but they refused to delete this one. I told them to close the account and they immediately did it. Lady was very "snotty". I'm actually kind of glad to be rid of it but I wish that I had kept it open and just cut up the card.