Credit Application:
Your Age? 42
Your Equifax Credit Score? 640
Your Experian Credit Score? 638
Your TransUnion Credit Score? 620
How many years have you been on file with Equifax ? 20
How many years have you been on file with Experian? 21
How many years have you been on file with TransUnion? 24
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? no
Will this open auto loan be a trade-in? no
How many late pays within the last 12 months on the currently open loan? n/a
How many late pays within the last 13-24 months on the currently open loan? n/a
Your current open auto loan is financed with? n/a
Your current open auto loan payment is? n/a
Estimated amount you may be upside down in this vehicle? n/a
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 2
Total percentage utilized overall? 10%
How many of your revolving accounts are store cards? 0
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 2
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0
YOUR PERSONAL INFORMATION
How long at your current residence? 3 years
Do you Rent or have a Mortgage, or Live w/Relative or Other?Own
Your Monthly Rent or Mortgage payment? 0 (paidoff)
How long have you held your current job? 20 years
Your total provable monthly gross income is? $13,000
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) tax return, bank statements
Is there additional monthly income? What amount monthly? 0
Describe the source.
Is the additional monthly income provable?
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? $10,000
Does any credit repository contain any Public Record? yes
If yes, please very briefly describe. Discharged ch7 in April 2012 due to civil judgement
Does any credit repository contain any Collection Account(s)? no
If yes, please very briefly describe.
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10
New or Used vehicle you are considering: Please very briefly describe. New Mazda CX7 $ 28,000 after rebate
