I need a quick bit of advice. I settled a CA who was collecting for Wells Fargo 3 months ago. I have all of the paperwork stating the terms of the settlement and showing that I paid what I agreed to. Yesterday I got a letter from another CA stating that I still owe $700 to Wells Fargo and they want payment immediately of course. How do I handle this. Should I sent them a DV letter? I don't really want to call the bums and have them get my number. I haven't pulled a credit report to see how my settled accounts are being reported which is my fault. I just didn't know how long it took for them to get updated. Is 4 months enough time?
Thanks in advance!