First of all, if you allow a company to hard sell you, they never stop. Learn how to say NO. Get your point across! Second, using the line for government grants is risky and you are more like to get flagged. If you were to use this expression in addition to "you need it for a potential investor", you are much more likely to get it right away, no hassle, no wasted time. Once again, DO NOT LET ANYONE hard sell you. Any your paydex score is based on your previous 6, yes 6 month period. Use your credit or lose it. If you're just getting started, sign up for a few smaller limit cards, use them, and pay them off every month. Getting started is the most crucial part of building business credit. Mess it up, you'll have one hell of a time rebuilding. A DnB number is not your FEIN. Always make sure the information you provide is complete and correct. Trying to fix any incorrect information is sure to be a hassle.