no100player

A carefully worded settlement will include that the alleged debt is not debt forgiveness, this will circumvent taxes on it. You could however receive a 1099 for the settlement award and attorney fees.

LoL, took me a while to remember other SOL abbreviation so are you saying that I'm "sh** out of luck" (SOL) because the USPS claim to deliver my property while fact is they didn't?

So... If the USPS does nothing? What would my next course of action be?

You're right, but my anger steps from a lack of understanding on Paypal's part. After all, if I were a thief, wouldn't it make more sense for I to file a dispute against a purchase that wasn't sent through delivery confirmation.

The mail boxes in my apartment complex are locked.

Nope, no insurance. I have no fault with the seller other than he won't communicate with me and verify the address he/she mailed the merchandise to. My anger is aimed 70% at the USPS because they claimed to have delivered to my address when they didn't, and 30% towards Paypal due to the fact that the mailman could have stuffed my property in another mail box and claimed it was delivered when it wasn't delivered to me yet they (Paypal) insist it was delivered to ME.

Hi everyone. I purchased something on ebay using my Paypal buyer credit account. The seller mailed the item using delivery confirmation, and the USPS stated that it was delivered on such-and-such date. My purchase was not in my mail box before that date, on that date, or any after that date so I filled a dispute with the Paypal resolution center. Because there was a delivery confirmation number, they stated that I had received my item. I filed an appeal, they ruled the same way. I've already filed complaints with the USPS and they're taking forever to give me their investigation results. So, I'm out of $$$, I don't have my purchase, and now Paypal are preaching about fraud. As I don't like being taken for a sucker, I want to take this one step further to get my $ back AND get my name out of the fraud sentence Paypal were speaking. This is ridiculous, I not only being called not only a wanna be thief, but with the amount of items I've bought and received that didn't have delivery confirmation (and everything was fine), I'm also being called an salamander for disputing something where the USPS website claims to have delivered it. I'm not familiar with the FCBA so I'm asking this question. Because I paid with my PayPal credit account, can I dispute the charge under the FCBA because I never received the item? On a side note, would anyone recommend filing a police report against the USPS in this situation also?

Let me get this in here quick before its locked. I'm totally FOR credit checks when it comes to jobs that involve money, or any other position that has the potential to earn extra income for the employee by wrong doing. Why... For the exact same reason a person can't get a Classified, Secret, or Top Secret position with poor credit. There will almost always be an opportunity for that person to do something STUPID! Sell secrets or pocket a dollar here and there.

On my EX credit report, I have 20+ inquiries, most in late 2009; my score for that report is 635. Now then, on my TU credit report, I have 3 inquiries for the same time frame, and my score for that report is 665. I've read on the net that inquiries are about 5 points each, so what gives?

Ah, I got screwed! I just got off the phone with the IRS (after a 30 minute hold), they told me that my attorney should not have explained things better in the settlement agreement. One good thing is that I can deduct my filing fee as I paid that myself after already having been taxed on what I paid. All I need to show in the future is a receipt if a problem comes up. Case closed, thanks all, especially Mess.

No problem (settled out of court), my brain gets jumbled also after reading so many posts To answer your question, yes; there is only an amount in box 14. During the settlement, the CA requested my info so they could send me a 1099-misc and my attorney stated that it is legit. I spoke with her (attny) not too long ago, and funny enough, she received a 1099 also. Yep, the 1099 has my name, address, and last four (ssn). Thanks for your help.

Hi Mess, There was no legal fees awarded as this was settled out of court. The settlement just said that such-and-such will pay my lawyer. Then there was an agreement between my attorney and I about how much I expect and how much she will get. Edit: Also, there is no dollar amount in box three. Does this mean I don't have to claim it then?

Hey, On the 1099-Misc, there is only a $ amount in box 14, box 3 and all others are blank. I spoke with my attorney, she said that she also received a 1099-misc, but has no idea on what I'm supposed to do with mine. So...? Also, if I do have to report the entire amount, would that include the filing fee I paid?

The case was settled out of court. The CA asked for my info before the settlement so they could 1099-misc me, then the CA deposited the amount to my attorney, who in turn cut a check for my portion. The case never made it to court. Not sure if this is what you wanted to know. I couldn't find anything for out of court settlements anywhere, only where the court sided. Thanks.

If the USPS does this, I see the banks following suit and cutting Saturday service also, in the name of "cost cutting". After all, they're already doing it for the holidays that most employers don't recognize anyway.