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Please Read Before Posting - NEWBIES START HERE


  1. BEGIN BY CLICKING HERE! ,
  2. Board tips and tricks ,
  3. Beginner's Credit Information ,
  4. Frequently Requested Topics

Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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CB gets Press!

We're mentioned in the news-

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Get a debt letter from USB... - last post by breeze

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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From 400s to 800s. From... - last post by bigrob1027

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum


  1. Advanced Credit Topics

Credit Reports, Collections, Credit Cards and related discussion

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Does PENN CREDIT CORP settl... - last post by breeze

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Whychat I need help! Longti... - last post by breeze

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

  • 1,808 topics
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Reverse Mortgages-Can a Loa... - last post by breeze

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

  • 1,388 topics
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I hope this helps - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Advice Needed / auto paymen... - last post by ICANHASMUNY?

Military Credit

For the credit issues that are unique to our military members

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VA Overpayment on Credit Re... - last post by Quarters

Canadian Credit

The unique challenges for our neighbors to the north.

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Collections Last Activity - last post by Stephmae

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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refinancing and bank only w... - last post by Bohemian

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Buying A New Car? Read This... - last post by hoapres

Student Loans

Student loan resources and discussion

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settlement offer as paid in... - last post by ICANHASMUNY?

Business Credit

Information on establishing business credit and creating a business credit score.

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NTB Tires - last post by Blpagels

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Money Management

Discussion and tips on sound money management.

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Labor Department delays fin... - last post by hegemony

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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CSB 1.64%apy cash account - last post by hegemony

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

  • 227 topics
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State Laws


  1. Misc State Info

  • 171 topics
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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

  • 155 topics
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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
  2. Tech Talk

Non-credit related discussions of general topics

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The Dining and Food Thread - last post by JeffeVerde

Today's Birthdays ( 11-December 17 )

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