the reasons are in these products - lists that are sold. If you opt out CRA's cannot sell your info, only someone with permissible purpose can get your info.
Look mainly at the collections and skip trace info.
You only read the good parts, wake up read the bad parts.
Trans Union
http://www.transunio...ndFinancial.xml
TransUnion Customer Management
In a diverse marketplace, existing customers are one of your best sources for future growth. TransUnion offers a full suite of solutions to help you increase the value of your existing relationships by identifying which customers are suitable for additional products. Our solutions enable you to monitor your current portfolios to identify these extra opportunities in a timely manner, while reducing risk at the same time. And our fraud prevention services help you to protect your customers while increasing their potential for revenue growth.
TransUnion Collections Management
TransUnion can help make your collections processes simple, effective and successful. Our advanced solutions give you access to current information for virtually every market-active consumer in the U.S., so you can locate missing debtors more cost efficiently. We help you better allocate workflow and determine appropriate staffing levels through advanced analytics that assess a debtor's ability and likelihood of repaying.
More details on TU
http://www.transunio...sManagement.xml
from Equifax
http://www.equifax.com/biz/index.shtml
from Experian
http://www.experian....stry/index.html