Merrick Go Score

[littlepintobean]

I just noticed a goscore link on my Merrick account I clicked it and it is showing me a credit score. Is this new? or did I just miss it before? Also it says FICO on it so wondering if it is FICO.

[littlepintobean]

From what I can gather, it looks like a transunion Fico 8 bankcard score. It shows a three month score history and lists some factors for the score. Does this mean another free monthly fico score!

[SmartyArty]

It looks like a real score to me. They even say:

 

The FICO^® Score listed below is the FICO^® 8 Bankcard Score.

This is the same score we use to manager your account.

[SmartyArty]

Yeah just got off the phone with Merrick Bank because my score hadn't been updated since September and they said it is something new they just started this month and it is the Transunion FICO score. Pretty cool

[qwerty4]

From the sound of this, it is a bank card enhanced version of TU FICO 08. This is a great find and will be a nice add along with the Walmart card for many people.

 

If this is an enhanced score, the range should be 265-900.

[littlepintobean]

From the sound of this, it is a bank card enhanced version of TU FICO 08. This is a great find and will be a nice add along with the Walmart card for many people.

 

If this is an enhanced score, the range should be 265-900.

 

It says the range is 250-900.

[GoGoMF]

I had to sign up for Paperless Billing (the link right above) and then I could go back in and click GoScore! Yay!

[str8cashholmes]

very nice find. I was planning on closing this card come Feb.. would this be worth $3 a month?

[googerz]

Awesome find OP. I've been wanting to close this out due to $3/mo fee, started out as a Hooters card, but my CL is $3k which is significant to me. At least this somewhat justifies the monthly fee. This is the real deal Fico 08 TU score it seems.

710 Bankcard score (Good Range) for me. As stated, this is 250-900 score range.

(On Date September - 12)

 

Don't they run it every month? Why is it from September?

 

Not to look a gift horse in the mouth, but notice the underlined text from the screen ........

 

The FICO® Score listed below is the FICO® 8 Bankcard Score.

This is the same score we use to manager your account.

[winner]

Yes great find.. just pulled mine.. was gonna cancel this toy limit ex hooter. But with this and no a monthly fee, looks like a keeper.

[luckydriver]

i just got email about this. i just paid off my balance but i guess ill sign up for paperless to get this since it is fico..combined with psecu i'm doing pretty good i guess

 

edit: just took seconds to sign up

 

is this really the score? for real????

 

737 is just incredible for me....it cant be

Edited December 11, 2012 by luckydriver

[qwerty4]

i just got email about this. i just paid off my balance but i guess ill sign up for paperless to get this since it is fico..combined with psecu i'm doing pretty good i guess

 

edit: just took seconds to sign up

 

is this really the score? for real????

 

737 is just incredible for me....it cant be

It has a different range and is weighted differently than a regular FICO score.

[qwerty4]

i just got email about this. i just paid off my balance but i guess ill sign up for paperless to get this since it is fico..combined with psecu i'm doing pretty good i guess

 

edit: just took seconds to sign up

 

is this really the score? for real????

 

737 is just incredible for me....it cant be

It has a different range and is weighted differently than a regular FICO score.

[randsc]

i just got email about this. i just paid off my balance but i guess ill sign up for paperless to get this since it is fico..combined with psecu i'm doing pretty good i guess

 

edit: just took seconds to sign up

 

is this really the score? for real????

 

737 is just incredible for me....it cant be

It has a different range and is weighted differently than a regular FICO score.

 

Where do you get that? It's a TU FICO 8 Bankcard score. That is a "regular" FICO score.

 

I mean, I hate Merrick, but credit where credit is due.

Edited December 11, 2012 by randsc

[qwerty4]

i just got email about this. i just paid off my balance but i guess ill sign up for paperless to get this since it is fico..combined with psecu i'm doing pretty good i guess

 

edit: just took seconds to sign up

 

is this really the score? for real????

 

737 is just incredible for me....it cant be

It has a different range and is weighted differently than a regular FICO score.

 

Where do you get that? It's a TU FICO 8 Bankcard score. That is a "regular" FICO score.

 

I mean, I hate Merrick, but credit where credit is due.

Calm down, and take a look at the pinned master thread I started: http://creditboards.com/forums/index.php?showtopic=488877&st=25

 

Scroll down for more up to date charts. I know it is a real FICO score, but it is an enhanced FICO with a different range than the Walmart TU08 FICO score.

 

This is a great find, and I'm not knocking it.

[RAguy]

Just signed up for this and its 1 point difference than the walmart fico for me

[Denart]

The "go score" is a nice extra. It looks like it will update monthly. And since Merrick has taken over Hooters, I have had 2 auto CLI's.