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payday loan- can they call and harass my family?

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3 replies to this topic

#1 BentleyBear

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Posted 01 June 2012 - 03:38 PM

I took out a payday loan last summer. I lost my job Two weeks later and have slowly been sending them money to pay them back. Well every 15 days if I don't send them at least $50 they start calling my phone, my wife, her parents, her family members, my family members demanding more money, threatening a law suit if I don't send more money immediately. I don't mind sending money when I can bur this harassment is getting old quick.

Is this legal? If iit isn't what steps can I do to stop their harassing calls to my family members and legal threats? Can they really Sue me for the unpaid balance? Can I take any legal action against them for the harassment and threats?

#2 Mortgagase

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Posted 01 June 2012 - 09:27 PM

Yes you can consult with a attorney and i would do that. All it takes is a simple "go away" letter from any attorney.

#3 BentleyBear

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Posted 09 June 2012 - 04:19 PM

What kind of an attorney? I have contacted 2 locally in the past 5 days and neither attorney will call me back.

Can they/will they sue me like they threaten?

#4 Floyds4

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Posted 09 June 2012 - 09:44 PM

What kind of an attorney? I have contacted 2 locally in the past 5 days and neither attorney will call me back.

Can they/will they sue me like they threaten?

I used to work at Check Into Cash, a payday loan shark, I mean company... we didn't sue anyone, we just kept calling and being annoying. If they call numbers that you don't want them to call tell them not to call anymore and they can't. To avoid the possibility of them suing you, you should give them an alternate phone number which you don't mind them calling.

I felt bad for working at CIC, just a big legal loan shark, that's why they don't lend to military anymore, because the govt changed the rules on how much interest they can charge us. Payday loans are a really bad idea.

What would you have done if there weren't such thing as payday loan companies? Next time you think about getting one, just pretend that there aren't any.

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