After doing more research, I stumbled across http://whychat.5u.com/hipltr.html (WhyChat's Hipaa process)
I have already opted out, and disputing old addresses isn't applicable to me, I have been living at the same address for the past 10 years.
The next step says to "DISPUTE ANY CA ACCOUNT FIRST WITH THE SPECIAL "MEDICAL"DISPUTE LETTERAS THERE MAY BE NO VALID BALANCE DUE". Since the CA sent me a DV, should I still do this? If so, at the bottom of the sample letter, it says
"Make sure you HAND ADDRESS the envelope, use personalized stationery and purple or teal font, ( preferably italic this is helps prevent the automated scanning/reading/response computer programs from "reading" your letter as they can not read handwriting or distinguish font in the same color family as a background pattern)."
If I dont have any personalized stationary, can I use a purple template for Microsoft Office with purple font?
Also, it has been less than a year since i used annualcreditreport.com so should I go to each CRA's website and purchase new reports? or is there a better way to get REAL reports for a low cost.
I would really like to get this removed because it is the only negative thing on my records. Any help is GREATLY appreciated.
Edited by Viper786, 24 February 2012 - 01:25 PM.