I have drafted this letter. Please give me input on what to change. Should I send this certified mail or try to email them?
Dear Sir or Madam:
RE: Account #
I am sending this letter certified mail # to ensure that you receive it.
I have contacted you numerous times regarding removing my name from this account and I have never received the paperwork to do so, even when the account was positive. I understand that you cannot remove my name from my ex-wife’s account without her signature if there is a negative balance.
I am prepared to send you a money order with the amount that has been overdraft on this account for over a month now along with the paperwork to close this account completely since you only need one signature to do so once the account is current. I personally did not occur any of the charges since I have not had access to the account since I lost my bankcard in October 2011 but I am willing to pay the $75.45 to prevent it from further damaging my credit and reporting to chexsystems in my name.
I will not pay the amount first to ensure that the co-owner of the account doesn’t occur any additional charges to the account during the processing time of receiving the forms and mailing them back.
Please send the paperwork or I will not receive it to:
Edited by adaisyandarose, 24 February 2012 - 08:50 AM.