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What is the place to have savings account with a hight return.
#1
Posted 06 January 2012 - 07:31 PM
#2
Posted 06 January 2012 - 07:39 PM
#3
Posted 06 January 2012 - 08:03 PM
Discover Bank
I feel like crying when I read 1% APY is a super-duper-high savings rate. But it is these days.



#4
Posted 06 January 2012 - 08:05 PM
Ron.
#5
Posted 06 January 2012 - 08:13 PM
Ron.
#6
Posted 06 January 2012 - 08:31 PM
Apparently, neither have BankRate nor BauerFinancial.

#8
Posted 06 January 2012 - 09:08 PM
#9
Posted 06 January 2012 - 10:04 PM
I'd never heard of Incredible Bank.
Apparently, neither have BankRate nor BauerFinancial.
Bob it is Wisconsin-based River Valley Bank

#10
Posted 06 January 2012 - 10:12 PM
Ah, that would explain it.I'd never heard of Incredible Bank.
Apparently, neither have BankRate nor BauerFinancial.
Bob it is Wisconsin-based River Valley Bank

#11
Posted 06 January 2012 - 11:12 PM

#12
Posted 06 January 2012 - 11:37 PM
Alliant CU.
Ron.
Actually, Alliant just dropped the rate from 1.14 to 0.95 I believe... so the 1% at Discover may be the place now. I was so bummed about that, having just moved about $50k over to Alliant about 90 days ago.
#13
Posted 06 January 2012 - 11:38 PM
Lmcu. It's a checking account that offers 3% up to 15,000.
Is that Lake Michigan?
#14
Posted 06 January 2012 - 11:43 PM
#15
Posted 07 January 2012 - 01:55 AM
What was high APY on savings account when times were great? It's always sucked at places like BOA.
#16
Posted 07 January 2012 - 01:57 AM
I use LMCU HYC, Alliant and ING for my savings.
What was high APY on savings account when times were great? It's always sucked at places like BOA.
I think it was 5% or more in the 90s, but mortgage rates were 8%.
#17
Posted 07 January 2012 - 01:59 AM
I use LMCU HYC, Alliant and ING for my savings.
What was high APY on savings account when times were great? It's always sucked at places like BOA.
I think it was 5% or more in the 90s, but mortgage rates were 8%.
Makes me kinda glad I never cared before I came here because I'd be really sad right now.
What about cash back rewards on credit cards?
#18
Posted 07 January 2012 - 02:02 AM
I use LMCU HYC, Alliant and ING for my savings.
What was high APY on savings account when times were great? It's always sucked at places like BOA.
I think it was 5% or more in the 90s, but mortgage rates were 8%.
Makes me kinda glad I never cared before I came here because I'd be really sad right now.
What about cash back rewards on credit cards?
Sucky! IIRC, Discover was the first card to be publicized as a cashback card. It was 1%. Flights were a lot more expensive so it was much more worthwhile to use a miles card.
#19
Posted 07 January 2012 - 12:13 PM
#20
Posted 08 January 2012 - 11:11 AM
Alliant CU.
Ron.
Actually, Alliant just dropped the rate from 1.14 to 0.95 I believe... so the 1% at Discover may be the place now. I was so bummed about that, having just moved about $50k over to Alliant about 90 days ago.
Alliant and Discover have essentially the same savings dividend:
Rate (%) APY (%)
Alliant CU 0.995 1.00
Discover Bank 1.00 1.00
Edited by kevinjjc, 08 January 2012 - 11:12 AM.
#21
Posted 08 January 2012 - 02:12 PM
Ally Bank 0.89% no minimum, no fees.
#22
Posted 10 January 2012 - 12:47 PM
#23
Posted 10 April 2012 - 12:26 PM
#24
Posted 11 April 2012 - 08:38 PM
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