Jump to content

Welcome to CreditBoards!

Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
Guest Message by DevFuse

Read These Items!

  • Please note changes to the Terms of Service for Creditboards.com.  A "plain language" summary has been added to the TOS and to the registration agreement.  No other changes were made.  If you post after you read this, we consider that acceptance of the new terms.  If you have any questions concerning the new terms, please feel free to PM an admin or email admin@creditboards.com
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • Yo!  AOL email is bouncing and they aren't giving us a way to get off their blacklist.  If you're registered with an AOL email address and you have another one you can use in your settings, please change your email on record, so you can get the notifications you're expecting.


What to do? I'm an R9

  • Please log in to reply
No replies to this topic

#1 mixmichel

  • Newbies
  • 2 posts
      Reputation: 0

Posted 15 December 2011 - 12:24 AM

Hi guys,
I'm new to this forum and I've looked around I see there is a lot to learn.

I had a 8000 debt with the bank on my credit card, I made a payment arrangement and failed to pay it on time.
It has now been transfered to creditors and my score has come down to an R9.
He offered me to take 2000$ off, and if I pay in full, he will upgrade me to R7.

I also have a 8000 debt on my credit margin at the bank, which hasn't been closed and I am paying. Hopefully this can bring my credit back up?

Should I accept the creditors offer? Or are there any better ways to do this.

Your help is greatly appreciated!
Thank you so much


0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users

© Copyright 2003 - 2015 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.