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4 replies to this topic

#1 rrdz473

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Posted 05 September 2011 - 07:06 PM

Hi, I'm totally new with credit repair. I pay my bills on time but i have a phone bill (for helping a friend) that went into collection that i need to get rid off. Is there any way of me getting this removed from my record?

#2 CB Owners

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Posted 05 September 2011 - 07:10 PM

Welcome to CreditBoards! We hope that you find what you're looking for here.

Some helpful tips:

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    to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board.
  • If you haven't yet, take a peek at out Newbies Section.
    Everything that you need to know is in that forum, for the most part! It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros!
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#3 inthematrix

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Posted 05 September 2011 - 07:14 PM

Can you give us some more detail about the bill? Is it in your name or your friends name? Both? What state are you in? Is it still with the Original Creditor or has it been turned over for collection? What is the date of first delinquency?

#4 Analysis

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Posted 05 September 2011 - 10:13 PM

If you want to get rid of derogatory accounts on your credit report, start by reading about the Jack Attack on this site. Make sure you create any disputes while using your hard copy reports, not online versions.

#5 rrdz473

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Posted 05 September 2011 - 10:23 PM

I'm in TX and it's just under my name. I believe he stopped paying a bit over 2 years ago. It went to collections. I have a balance of $555.

Thanx. Ill look into that.

@CB Owners.
Thanx for letting me post.

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