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Here is what I do to have $50 extra a month for c.c payments
Posted 28 June 2008 - 08:00 PM
The proofs in the pudding as they say, and my electric usage went down almost 800 kwh's in one month, even with occasional AC usage and it's the only change I've made. That was $80 saved this month alone. My gas bill went from 196 ccf's used in May ($339) to 82 ccf's used in June ($144) for a savings of $195.
So - go green and air dry! We're putting the extra money into paying off the car faster!
Posted 08 July 2008 - 08:52 PM
Posted 24 July 2008 - 03:10 AM
Thanks for the tip! Can't wait to read more in the next few days.
Posted 24 July 2008 - 08:06 AM
Try to have a little bit of money payroll deducted into a savings account. Almost immediately you will adjust to not having that money to spend and your savings will add up.
Agreed.. I have $25/month (+ "Keep the Change" $) going to B of A Savings, $100 / month go into my Roth IRA, transfer all of the money from my ebay sales (Paypal Acct) into my ING savings...(sometimes this is $150-$200/month, it just depends). Little things add up.
Edited for: Realized the spirit of this thread is "how to come up with another $50 for cc payments" .... I paid off my debt in May - no more CC bills unless I can PIF and avoid interest.. but building a saving is instrumental to my not running the cards up again.
Edited by Cactus Flower, 24 July 2008 - 08:09 AM.
Posted 10 September 2008 - 01:37 PM
I'm in AZ and my hot water heater is in my garage. It's just me and in the summer my gas bill (hot water heater's only thing that runs off gas,) is $20-25 at most and in winter its usually around $40. I thought it was a bit high but didn't know what else to do. Can I still try this? Would it be safe to only turn it on (or get a timer) other than before I need it, in the winter at night when it gets super cold?
Thanks for the tip! Can't wait to read more in the next few days.
My water heater is LP (propane). I keep the setting on 'vacation', so the pilot light is on but the burner never kicks in. The water is definitely hot enough for showering or dish washing unless you use the entire contents of the tank.
Posted 16 November 2008 - 03:19 AM
Does this work with a gas water heaters?
A lot of gas water heaters don't use electricity at all, there's no way to put a timer on them. The ones that had a pilot light- there was no need for electricity.
If you have one with electronic ignition (no constant pilot lite) there may be a way to put a timer on it.
Posted 23 February 2009 - 02:32 AM
Posted 17 April 2009 - 10:51 AM
I make the majority of our food from scratch, including bread and snacks. With just 3 of us, one of which is a 2 year old, we have a lot of leftovers so I roll them into other meals. For instance, I can get 3-4 meals out of a whole baked chicken. I do a lot of soups and casseroles since you can use a little bit of this and that to make a whole meal. Instead of buying prepackaged microwave meals, I make my own using leftovers. When it's warm, we grill or use the side burner on the grill so we don't have to heat up the house with the oven. We do potluck with family and friends several times a year to help stretch the food budget.
We use CFLs and open the blinds during the day to let in light. I do laundry with cold water, using half the detergent the container recommends. For heavily soiled items, I throw in some plain white vinegar. I line-dry when it's warm enough. Otherwise, I machine-dry loads back to back to take advantage of the residual heat.
We rent an older house so we bought weather-stripping for the doors and windows. We bundle up and I keep throw blankets handy in the living room during the winter. In warm weather, we open doors and windows and run the ceiling fans. It's rare we need the A/C.
I combine errand/shopping trips to save on gas. Since Walmart, a grocery store and a dollar store are all within walking distance, I take my stroller and walk. I have a double stroller so DD can ride and I still have room for whatever I buy. DH has to drive a lot for work so whenever possible he takes my car since it's better on gas. We use rewards cc for gas. We do our own maintenance on our cars.
I shop eBay, thrift stores, flea markets and yard sales. Last year, I bought 3 huge boxes of name brand kids clothes at the flea market for $40 (end of day and the lady didn't want to drag it all back home). I kept half for DD and sold the rest on eBay. Even after fees, I made nearly $80. Everyone in the family passes down clothes. Between my sister and a friend passing down clothes their girls have outgrown, I rarely have to buy for DD. Anything she outgrows goes to my other sister since her daughter is younger. My mom and I wear the same size so once a year we get together and swap clothes. It lets us have some variety without having to spend money. Any time I find someone giving away free Tshirts, I get one. DH is rough on shirts.
If I'm shopping online, I start by looking for coupon codes. Once I have them, I check ShopDiscover, BigCrumbs and Ebates to see if I can get cashback for shopping through them. If you're a frequent shopper at an online store, sign up for their email. They usually send sale and discount codes on a regular basis. I regularly check online for freebies, samples and sweepstakes. I've won a couple things in the sweepstakes (kitchen in a box and a satellite radio) and the freebies/samples almost always come with coupons.
Posted 11 August 2009 - 08:01 AM
Walk into the room during the daylight and the light stays off.
Walk into the room at night, the light comes on and switches off 10 mins
after all motion ceases.
I've also installed CFL bulbs in most fixtures.
Installing these in my apt has saved me at least $40 per month.
The switches are $20 ea. @ home depot, so there is an investment
initially, but it pays for itself in just a month or 2 and after that,
its pure savings.
Posted 16 August 2009 - 02:05 AM
cold-cuts at 50-80% off every weekend, and spend about $10 bucks a week for lunch. Compared to buying lunch at McDs, or some Chinese or pizza joint everyday, I easily save $100+ a month, and gain the additional benefit of eating healthier food.
Posted 15 December 2009 - 04:16 PM
I've earned over $2000 since I started doing them less than 2 years ago. I earn on average an extra $100 a month. (Give or take).
click the link in my siggy for links to my favorites!
Posted 11 January 2010 - 03:25 PM
Posted 26 May 2010 - 10:53 AM
I have tried this and I saw a lesser bill, not a huge amount..but substantial savings.
So push yourself to start the habit
Posted 17 July 2010 - 05:02 PM
Our closet Walmart is 30 miles away. The local supermarket ran its competitors out of business, and then raised its prices as it had no local competition. Those with transportation and who really want to save can drive 30 miles, stock up and save big time. You ought to see the cat food I buy during one trip at a savings of 15 cents a can....and, that is on name brand. If I buy the WalMart version, I save even more. I buy about 3 weeks minimum of items at a time.
The next closest WalMart is in a city about 50 miles away. Since I am in that city about twice a month, I often alternate WalMarts based upon convenience. There are two cheaper competitors in the nearby city, but you have to bring your own bags, and do your own bagging---and the selection is not as good.
For a minute there I thought, "When did I post that?"
I save money buying cat litter and cat food at Walmart and Sams in another town. Also the dairy and produce I buy there and haul home in a cooler seems to last three times as long as the higher priced stuff at the local grocery store.
A larger chain bought both our groceries and closed one of them so there is no competition. They now sell the smaller sizes of brand name products for more money than the larger size store brands they used to carry and they are cutting out more savings and selection every time I turn around.
It does pay for the gas and sams membership to shop there and Walmart more and less here. (Just the savings on catfood and litter more than pay, the rest is gravy.) We have two supercenters (one small, one medium) within 35 miles and two more supercenters (one medium, one large) and a Sam's 45-50 miles away. The smallest Walmart is in a state with no sales tax on food but doesn't have nearly the selection. I did pick up some of the cat food for 30¢ a can there (which is about half the price it is here) last time I was there, though. It might have been a close out or close to expiration or something. While the catfood is taxable there, their tax rate is still 1¢ lower. I have some of my cats on special diets and only certain flavors of the brand name will do to keep them healthy. I know it would save me much more money to put them all to sleep but it would break my heart and probably make me suicidal.
I am planning to replace my most used light bulbs with the cfls, soon, and keep the old ones (I still have a lot) for less used lights. As soon as it dries out enough under the house to run cable to my computer I am going to ditch the $90 landline and DSL. I'd have ditched the landline already if they would sell naked DSL. We're going to cell phones only and our carrier includes free incoming calls and texts in most plans. With Google Voice I can call from the computer so it calls my cell phone (or landline) and then the number I want to call so it's incoming both ways and doesn't use my minutes plus I can text from my computer also without the 25¢ per text charge. I have the free Skype but I haven't looked into getting the phone number for it yet, I may not need it. A lot of our friends and neighbors and our son have already gone to cell phones only.
Posted 05 August 2010 - 04:51 PM
I also do some of the surveys online and recently got a $50 Express giftcard from that.
Posted 05 August 2010 - 04:59 PM
Before dinner, hit the Costco and Sam's club for repeated samples. Cheaper than the grocery store.
Ahh, the things we learn in college!
Posted 09 August 2010 - 10:33 AM
Posted 20 August 2010 - 01:59 PM
All I did was make sure all our computers in our house were turned off at night and turn off 2 of the 3 fans we had running at night in our room for white noise. That's it; that's the only change. Maybe other people naturally turn their computers off at night, I dont know, but we didn't. So I asked everyone to do it for the month and see what happened and I nearly fainted at the post office when I opened the bill. How could 2 fans and 4 computers being turned off at night lower the bill $70? I had no idea they used that much electricity. We have a very cool home so we can easily get by with the windows open so we don't use air conditioning or anything. We just use the fans for white noise, but I thought 3 fans was a little overboard in our room so we went down to one.
I wish I'd done that years ago!
Plus we dropped our digital cable/DVR down to just basic for $16 a month plus $34.99 roadrunner and now our bill is $50 instead of $117. We hooked up a computer to the tv and the kids get all their favorite shows from HULU. They are happier now than they were before. I haven't missed having digital at all and can easily watch any shows that I miss online. So this month's bills went down $140 with no pain at all.
Posted 11 September 2010 - 02:32 PM
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