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IndyMac Modifications


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5 replies to this topic

#1 radi8

radi8
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Posted 20 December 2008 - 02:40 AM

http://www.bankrate....-IndyMac-a1.asp


Government agency:
Federal Deposit Insurance Corp., or FDIC.

Contact:
Call (877) 908-HELP (4357).
Online form.
Web site: www.imb.com.

Noted qualifications:
Inability to afford your current mortgage payments.
Missed mortgage payments.
Ability to make modified payments.
May need to prove financial hardship.

Target debt-to-income (DTI) ratio: 38 percent.

Options:
Repayment plan.
Interest-rate reduction.
Extension of loan term.
Conditional forbearance.
Foreclosure stay.
Principal deferral.
Short sale.
Deed in lieu of foreclosure.


Letters:
IndyMac sends out "invitations to apply" for a loan modification and ready-to-sign preliminary loan modification offers based on information that's on file (within the last six months). Offers require verification of income and expenses. Borrowers who have missed two payments are more likely to receive a letter.



#2 Mayor

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Posted 17 November 2009 - 11:55 PM

FYI it's www.owb.com and there owned by OneWest Bank now.
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#3 nickelnm

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Posted 30 December 2009 - 02:37 AM

I have been trying to get a modification from Indymac/FDIC/Onewest for OVER a year. Went to Trustee sale; was able to get the trustee stopped by filing a lawsuit.
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#4 Mayor

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Posted 30 December 2009 - 02:59 PM

I have been trying to get a modification from Indymac/FDIC/Onewest for OVER a year. Went to Trustee sale; was able to get the trustee stopped by filing a lawsuit.

I'd be happy to help with the knowledge I have (I work for IndyMac)...
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#5 amibankrupt

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Posted 16 September 2012 - 04:33 PM

I have been trying to get a modification from Indymac/FDIC/Onewest for OVER a year. Went to Trustee sale; was able to get the trustee stopped by filing a lawsuit.

I'd be happy to help with the knowledge I have (I work for IndyMac)...


will indymac do a loan mod through a chapter 13?
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#6 Kaatina

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Posted 16 June 2014 - 05:44 PM

I was successful in obtaining a permanent modification from Indymac. It took 2years but it happened.
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