Black Card -- new from Barclays; competing with the Amex Centurion

[persevering]

(Visa) Black Card

https://www.blackcard.com/

 

 

- Exclusive Reward Program: The more you use the Black Card the better. Black Card members will receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime

 

- Travel Priority Pass: Priority Pass is the world's largest independent airport VIP lounge program, allowing you access to more than 500 airport lounges in over 90 countries worldwide

 

- 24 Hour Concierge Service (link to more information)

 

- Luxury Gifts: Black Card members deserve the best of the best. Members will receive Luxury Gifts from some of the world's top brands.

 

- The Black Card is made with carbon graphite, creating a more durable card, guaranteed to get you noticed

 

- Limited Membership: The Black Card is not for everyone. In fact, it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember

 

- Annual Fee: $495 per year (includes all benefits)

 

- Terms and Conditions (link)

 

- FAQs (link)

Edited December 3, 2008 by persevering

[Guest Mastas]

note on the website, paying the $495 AF is considered an exclusive privilege.

[johnnyt6]

If your that 1% dumb enough to pay for it. I remember Amex offering me plat for 299, I said how about I cancel my acount, then they said how about free platinum? I said

[CIO]

Ohhh....I've seen the MC version of this, but never the Visa. Nice! We need a guinea pig to app for this. Oh Mr. Waaannng.....

[Spaced2Much]

Must be some nice gifts for a $495 AF

[BobWang]

Ohhh....I've seen the MC version of this, but never the Visa. Nice! We need a guinea pig to app for this. Oh Mr. Waaannng.....

Now, TM, why would you think I would be weading this thwead?

[CIO]

Ohhh....I've seen the MC version of this, but never the Visa. Nice! We need a guinea pig to app for this. Oh Mr. Waaannng.....

Now, TM, why would you think I would be weading this thwead?

 

 

Well, it's not exactly a Bettie Boop card, but I thought it might stoke your interest.

[Dogwell]

Looks cool, though I would never get it. 1%? Keep trying.

[GFT]

I wonder if they would let you convert a US Airways World Mastercard for this Black Card?

[Stryker]

Did you say Barclays? Doesn't that rhyme with Juniper?

 

No way.

[Zippo]

Aside from everything else...

 

Doesn't a Black Card that says "Black Card" sort of... hmmm... just say "poser"?

[athensgaguy]

Aside from everything else...

 

Doesn't a Black Card that says "Black Card" sort of... hmmm... just say "poser"?

 

Indeed. I thought the point was to be "non-descriptly" fabulous.

 

Might as well try the Visa Black Card!

 

http://www.thevisablackcard.com

 

[Zippo]

Well, maybe AMEX will wise up and change their card...

 

It should say

 

SECURED CARD

 

across the top....

and make it look like it has been printed on cardboard....

 

;-)

 

BTW.. CreditOne Bank and the Visa Black Card is awful.. Stay far far away from Credit One Bank!

[ruck13180]

Johnny,

 

That is pretty sweet that Amex offered you their Plat card with all your secured cards and crown jewelers. Or was it your 500 tu score that peaked their interest!! Funny....

 

I think Barclays has the most prime cards out their:

 

Black Card

Ameriprise

Virgin Signature

 

They seem to be a good bank to me.

[2fast]

Wow, has me tempted to customize my cap1 and just send them an all black image for the custom card. I could have a $300 black MC. WOW!

[centex]

Not really sure I see anything there that I don't get with the Ameriprise card and I don't see everything that I already get with the AXP Platinum (or for that matter, Chase Pres Plus).

[sako]

The APR is 13.99%

[frunk24]

$495 Annual Fee, LMAO. The only fee I'd ever pay would be for a Secured Card. Don't really care what kind of special concierge service or airport access they give you, I wouldn't pay an annual fee to use a credit card. Let alone a $495 annual fee. With that high of an annual fee they don't even need you to use the card. They already made enough cash and profit just off that $495 AF.

 

But I guess this is targeted for the high rollers out there. I still wouldn't pay that fee if I made a 6 figure salary. I don't need a STATUS credit card to try and flaunt when I'm paying for stuff. Like Zippo said, sort of just cries out poser, I want attention. Look at my special carbon graphite credit card. I am like so cool now, I will be the envy of all my friends. Instead of BLACK CARD on the front, they should change it to, SPESHUL CARD. For the retards who pay that ridiculous annual fee.

 

On the bright side it does come with Luxury Gifts and an amazing 13.99% APR!!

[centex]

$495 Annual Fee, LMAO. The only fee I'd ever pay would be for a Secured Card. Don't really care what kind of special concierge service or airport access they give you, I wouldn't pay an annual fee to use a credit card. Let alone a $495 annual fee. With that high of an annual fee they don't even need you to use the card. They already made enough cash and profit just off that $495 AF.

 

But I guess this is targeted for the high rollers out there. I still wouldn't pay that fee if I made a 6 figure salary. I don't need a STATUS credit card to try and flaunt when I'm paying for stuff. Like Zippo said, sort of just cries out poser, I want attention. Look at my special carbon graphite credit card. I am like so cool now, I will be the envy of all my friends. Instead of BLACK CARD on the front, they should change it to, SPESHUL CARD. For the retards who pay that ridiculous annual fee.

 

On the bright side it does come with Luxury Gifts and an amazing 13.99% APR!!

 

Annual fees can be justified when you get enough out of the card to offset the cost of the rewards. If you don't travel much, you will never be able to justify the fee for cards like this, Pres Plus or Plat. If you do, however, travel enough, then the card more than pays for itself. The trick is in figuring out which card works best for you...

[confused_bookworm]

Wow, has me tempted to customize my cap1 and just send them an all black image for the custom card. I could have a $300 black MC. WOW!

 

 

ROFLMAO

[frunk24]

$495 Annual Fee, LMAO. The only fee I'd ever pay would be for a Secured Card. Don't really care what kind of special concierge service or airport access they give you, I wouldn't pay an annual fee to use a credit card. Let alone a $495 annual fee. With that high of an annual fee they don't even need you to use the card. They already made enough cash and profit just off that $495 AF.

 

But I guess this is targeted for the high rollers out there. I still wouldn't pay that fee if I made a 6 figure salary. I don't need a STATUS credit card to try and flaunt when I'm paying for stuff. Like Zippo said, sort of just cries out poser, I want attention. Look at my special carbon graphite credit card. I am like so cool now, I will be the envy of all my friends. Instead of BLACK CARD on the front, they should change it to, SPESHUL CARD. For the retards who pay that ridiculous annual fee.

 

On the bright side it does come with Luxury Gifts and an amazing 13.99% APR!!

 

Annual fees can be justified when you get enough out of the card to offset the cost of the rewards. If you don't travel much, you will never be able to justify the fee for cards like this, Pres Plus or Plat. If you do, however, travel enough, then the card more than pays for itself. The trick is in figuring out which card works best for you...

 

Good points, I don't travel enough to justify those types of rewards and services. But that still seems pretty steep at $500 for an annual fee. They better be giving some very nice gifts and service for that price. They state about 1% of the population would have this card. So that is about 3 million people x $495 Annual Fee = $1.5 Billion every year just in annual fees. I bet their gifts, rewards, concierge service, and airport access costs don't amount much over $100 million.

 

For people who use these AF type of cards, and feel they get their money worth out of them, could you not get better rewards using a different card? Possibly a good % cash back rewards card? Or are the special perks worth more than you could get using a better rewards card?

[pelham_warner]

Airport club day access ranges from $25 to $45 in most US airlines. If this card can get complimentary access all the time; upgrade hierarchy benefits most of the time one travels - and if one travels more than 10 - 12 "round trips" - this card will pay off its AF. Many people I know travel every 2nd or 3rd day.

[toopooor]

Good points, I don't travel enough to justify those types of rewards and services. But that still seems pretty steep at $500 for an annual fee. They better be giving some very nice gifts and service for that price. They state about 1% of the population would have this card. So that is about 3 million people x $495 Annual Fee = $1.5 Billion every year just in annual fees. I bet their gifts, rewards, concierge service, and airport access costs don't amount much over $100 million.

 

For people who use these AF type of cards, and feel they get their money worth out of them, could you not get better rewards using a different card? Possibly a good % cash back rewards card? Or are the special perks worth more than you could get using a better rewards card?

 

The perks are better unless you spend megabucks on a cash back card (and its not limited to xxx per yr cash back). In the case of the amex plat, you'd probably still do better with the fee and MR points.

[frunk24]

Airport club day access ranges from $25 to $45 in most US airlines. If this card can get complimentary access all the time; upgrade hierarchy benefits most of the time one travels - and if one travels more than 10 - 12 "round trips" - this card will pay off its AF. Many people I know travel every 2nd or 3rd day.

 

Thanks for the information, had no clue what airport club access costs. In that case the AF can be justified fairly quickly if you travel frequently.

[Cleric]

also if you travel a lot you get the double bonus of being able to call and find out whats around in a new city, which i think could come in handy