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Please Read Before Posting - NEWBIES START HERE

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We're mentioned in the news-

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Share your success stories ! **read only** New threads must be added by admin

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Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Foreclosure Deemed - last post by Kuuner

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Military Credit

For the credit issues that are unique to our military members

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Canadian Credit

The unique challenges for our neighbors to the north.

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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