Jump to content

Welcome to CreditBoards!

Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
Guest Message by DevFuse

Read These Items!

  • We're done with the posts turning political, guys.  
  • Starting immediately, any post that turns political will be immediately closed and the poster who interjected politics will be warned.  
  • ​It is our interpretation that deems it political.  We will not entertain discussion about your intentions.  
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • Yo!  AOL email is bouncing and they aren't giving us a way to get off their blacklist.  If you're registered with an AOL email address and you have another one you can use in your settings, please change your email on record, so you can get the notifications you're expecting.

Toggle Intro & News Intro & News

  Forum Stats Last Post Info

Please Read Before Posting - NEWBIES START HERE

  2. Board tips and tricks ,
  3. Beginner's Credit Information ,
  4. Frequently Requested Topics

Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

  • 41 topics
  • 2,426 replies
How you found creditboards - last post by breeze

CB gets Press!

We're mentioned in the news-

  • 15 topics
  • 52 replies
Smart Money Magazine - last post by FICOnspiracy

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

  • 62 topics
  • 1,648 replies
I did it, 6 years but zero... - last post by btfo

Newbies Section

Beginners info and frequently requested topics

  • 315,456 Hits

News & Announcements

Credit-related news and articles; CB Announcements

  • 0 topics
  • 0 replies
  • No posts to view

Toggle Creditboards Main Forums Creditboards Main Forums

  Forum Stats Last Post Info

Credit Forum

  1. Advanced Credit Topics

Credit Reports, Collections, Credit Cards and related discussion

  • 341,372 topics
  • 3,173,562 replies
10k plus limit cards with b... - last post by thinknot

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

  • 10,265 topics
  • 60,315 replies
Help from Whychat - last post by Why Chat


Bankruptcy discussion

  • 17,304 topics
  • 104,737 replies
  • Protected Forum
  • By ezeus1

Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

  • 1,823 topics
  • 8,158 replies
Loan Foreclosure 6 years af... - last post by VAloanMaster

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

  • 1,413 topics
  • 7,161 replies
Bank of America "Safe B... - last post by rosy29

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

  • 625 topics
  • 2,204 replies
Consolidating CC Debt - For... - last post by breeze

Military Credit

For the credit issues that are unique to our military members

  • 273 topics
  • 1,404 replies
Post Chapter 7 Refinance - last post by VAloanMaster

Canadian Credit

The unique challenges for our neighbors to the north.

  • 176 topics
  • 699 replies
Handling collection account - last post by ICANHASMUNY?

Toggle Financing Financing

  Forum Stats Last Post Info


Discussion of mortgages, buying and selling a home, real estate investing

  • 35,659 topics
  • 204,239 replies
BUYING MY MOTHERS HOME - last post by cv91915

Automotive Financing

  1. Reading and Resources

Discussion of Automotive Financing

  • 15,788 topics
  • 93,091 replies
Carvana Purchase Update and... - last post by gregcjackson

Student Loans

Student loan resources and discussion

  • 7,193 topics
  • 31,064 replies
Partial Perkins Default? - last post by jen2ke

Business Credit

Information on establishing business credit and creating a business credit score.

  • 22,172 topics
  • 158,533 replies
Business credit building fr... - last post by xLordNikonx

Toggle Money Management Money Management

  Forum Stats Last Post Info

Money Management

Discussion and tips on sound money management.

  • 4,168 topics
  • 49,234 replies
15 Year Old Brat Teen Girl... - last post by Cactus Flower

Toggle Special Topics Special Topics

  Forum Stats Last Post Info

VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

  • 973 topics
  • 22,816 replies
Potential Fraud - Bank'... - last post by ellentk

Toggle Resources Resources

  Forum Stats Last Post Info

Laws Laws Laws

FCRA, FDCPA and other credit-related laws

  • 288 topics
  • 816 replies
  • Protected Forum
  • By creditmaze

Where can I Find?

Contact Info, Search sites, lists, locators, etc

  • 180 topics
  • 498 replies
  • Protected Forum
  • By User92220


  • 232 topics
  • 381 replies
  • Protected Forum

State Laws

  1. Misc State Info

  • 172 topics
  • 1,043 replies
  • Protected Forum

Debt Collector Hall of Shame

Collectors Caught in the Act

  • 107 topics
  • 257 replies
  • Protected Forum
  • By Moriarty

Identity Theft

  • 158 topics
  • 729 replies
  • Protected Forum
  • By MarvBear

CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

  • 507,283 Hits

Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

  • 57 topics
  • 279 replies
  • Protected Forum
  • By MarvBear

Sample Letters

Examples for you to use and modify. Read-Only Forum.

  • 50 topics
  • 217 replies
  • Protected Forum
  • By breeze

Toggle Misc. Misc.

  Forum Stats Last Post Info

General Discussion

  1. The Contests ,
  2. Tech Talk

Non-credit related discussions of general topics

  • 62,079 topics
  • 971,119 replies
Why so many Android updates? - last post by Burgerwars

Today's Birthdays ( 23-June 18 )

  • indykate%s's Photo

    Age: 37

  • Azhufick28%s's Photo

    Age: 37

Recent Topics

  • 5,724,843 Total Posts
  • 173,758 Total Members
  • andreycordova Newest Member
  • 1,528 Most Online

64 users are online (in the past 5 minutes)

9 members, 54 guests, 1 anonymous users   (See full list)

howieto, Google, Smithkenneth1964, peanutandbutterbean, shifter, Rorer_714, MelissaD, thefuture, KingFelixIII, curvylover23

© Copyright 2003 - 2015 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.