Hi all! I'm Tom, and I found this site because I was googling the subject of debt consolidation... your site seems to have a lot of great info, thanks for being here, and I look forward to learning much
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Posted 24 March 2017 - 12:16 PM
I somehow stumbled upon whychats site and it linked to here. I looked at a few different boards and this board has way better comments/help/discussion of relevant topics
Posted Yesterday, 03:16 PM
Hi! New here. Found CB while searching to find out if X TL was hard or soft pull. Not sure if this is an intro thread.
After BK and divorce in 2006, I switched to cash only. Had a repo. Made okay money, never pursued credit. I have wanted to get elective surgery for 16 years but never attempted to build my credit for financing.
In November 2016, I needed to rent a car for a work trip and was terrified I'd be embarrassed to be turned away with a debit card. I used a very good service to help clean up my credit. Began with 520, am at 749 today. I really want to proactively manage credit from here on out. I need three posts before I can add stuff to my sigline. I have one secured card with a low limit and three store cards I don't use.
Thanks for being so informative!
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