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Excluding Credit - NFCU is cool because...


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33 replies to this topic

#1 CreditCuestions

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Posted 21 April 2017 - 12:02 AM

You can order a Cashiers check for free, over the phone, and they will overnight it for 5 bucks!
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#2 Konrad2012

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Posted 21 April 2017 - 01:06 AM

You can order a Cashiers check for free, over the phone, and they will overnight it for 5 bucks!


That is the first I have seen of that. Nice find. Do you happen to know the time cutoffs?
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#3 CreditCuestions

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Posted 21 April 2017 - 10:13 AM

You can order a Cashiers check for free, over the phone, and they will overnight it for 5 bucks!


That is the first I have seen of that. Nice find. Do you happen to know the time cutoffs?

Yes it is 3pm EST
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#4 Matti

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Posted 21 April 2017 - 08:21 PM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.


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#5 CreditCuestions

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Posted 21 April 2017 - 08:25 PM

If you need it sent to a third party business or person they will send it for you.  My overnight rates with FedEx are $22 it comes in very handy.


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#6 mec

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Posted 21 April 2017 - 08:34 PM

I think their overall delivery of their suite of products is pretty good as a one stop shop.

If I were to have to do all my banking and borrowing with only one institution, I think NFCU would finish in the top 6.

They have a very homey feel to their presentation that does give the impression of giving more of their customers more value than anyone else in the same group.

Edited by mec, 21 April 2017 - 08:35 PM.

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#7 Konrad2012

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Posted 21 April 2017 - 08:36 PM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 

That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.


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#8 cv91915

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Posted 21 April 2017 - 08:38 PM

Our main banks are Bank of America and Wells Fargo, and cashier's checks are free for us at both places.

Neither bank has a branch in Mudland, so I could see using this service once in a while when I am across the country, need a cashier's check, and Enneffseeyou doesn't have my accounts locked.
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#9 mec

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Posted 21 April 2017 - 08:41 PM

Our main banks are Bank of America and Wells Fargo, and cashier's checks are free for us at both places.

Neither bank has a branch in Mudland, so I could see using this service once in a while when I am across the country, need a cashier's check, and Enneffseeyou doesn't have my accounts locked.


One of those Banks made my list too.
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#10 Konrad2012

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Posted 21 April 2017 - 09:01 PM

Our main banks are Bank of America and Wells Fargo, and cashier's checks are free for us at both places.

Neither bank has a branch in Mudland, so I could see using this service once in a while when I am across the country, need a cashier's check, and Enneffseeyou doesn't have my accounts locked.

 

I get free cashiers checks at BofA as well.  And will still get the majority of my cashiers checks there.

 

The beauty of this is you can do it while driving down the road via bluetooth.


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#11 blake10

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Posted 21 April 2017 - 11:09 PM

You can order a Cashiers check for free, over the phone, and they will overnight it for 5 bucks!

the $5 includes the overnight fee???? If so that is awesome
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#12 CreditCuestions

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Posted 21 April 2017 - 11:18 PM

 

You can order a Cashiers check for free, over the phone, and they will overnight it for 5 bucks!

the $5 includes the overnight fee???? If so that is awesome

 

Yes the cashiers check is free and it is sent overnight via FedEx for $5.65 and I think it is the same if you want it delivered by 10:30am or 3:00pm


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#13 Matti

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Posted 22 April 2017 - 02:10 PM

 

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 

That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.

 

:rolleyes:


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#14 smartlypretty

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Posted 22 April 2017 - 03:02 PM

 

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 

That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.

 

I agree in as much as it would take at least half an hour even if they prepped it instantly (there's a CU 5-10 minutes from me). I work from home so time is always $.


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#15 Konrad2012

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Posted 22 April 2017 - 03:55 PM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 
That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.
:rolleyes:
Roll your eyes all you want. I stand by my statement.

From a time perspective, there's no effn way you're driving to a CU, parking, walking inside, possibly waiting in line, filling out a debit form, having the employee print the MO and a mgr sign, walking to your car, driving to UPS/FedEx/USPS, parking, walking inside, filling out overnight paperwork, putting the check in an overnight envelope, paying the overnight fee, walking back to your car all in 5 minutes. NO EFFN WAY.

And I doubt you're getting the overnight AM shipment for $5.65.

Like I said. Short sighted.

Edited by Konrad2012, 22 April 2017 - 04:01 PM.

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#16 Tyra

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Posted 22 April 2017 - 04:32 PM

You can order a Cashiers check for free, over the phone, and they will overnight it for 5 bucks!

Thanks for finding that.  Not sure I'll ever use it, but nice to know it is an option.


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#17 USF813

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Posted 22 April 2017 - 07:29 PM

 

 

 

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 
That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.
:rolleyes:
Roll your eyes all you want. I stand by my statement.

From a time perspective, there's no effn way you're driving to a CU, parking, walking inside, possibly waiting in line, filling out a debit form, having the employee print the MO and a mgr sign, walking to your car, driving to UPS/FedEx/USPS, parking, walking inside, filling out overnight paperwork, putting the check in an overnight envelope, paying the overnight fee, walking back to your car all in 5 minutes. NO EFFN WAY.

And I doubt you're getting the overnight AM shipment for $5.65.

Like I said. Short sighted.

 

 

Did you escape from myfico or something and manage to belittle people in 11k+ posts before someone caught on? I can get a money order at the Publix two minutes from my house for $0.89.

 

Knock it off with your nasty attitude. Not everyone is homebound and destitute to the point where they need to have NFCU mail them a cashiers check for $5.


Edited by USF813, 22 April 2017 - 07:30 PM.


#18 mec

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Posted 22 April 2017 - 08:28 PM

A cashier's check is not the same thing as a money order.


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#19 Konrad2012

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Posted 22 April 2017 - 09:51 PM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 
That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.
:rolleyes:
Roll your eyes all you want. I stand by my statement.
From a time perspective, there's no effn way you're driving to a CU, parking, walking inside, possibly waiting in line, filling out a debit form, having the employee print the MO and a mgr sign, walking to your car, driving to UPS/FedEx/USPS, parking, walking inside, filling out overnight paperwork, putting the check in an overnight envelope, paying the overnight fee, walking back to your car all in 5 minutes. NO EFFN WAY.
And I doubt you're getting the overnight AM shipment for $5.65.
Like I said. Short sighted.
 
Did you escape from myfico or something and manage to belittle people in 11k+ posts before someone caught on? I can get a money order at the Publix two minutes from my house for $0.89.
 
Knock it off with your nasty attitude. Not everyone is homebound and destitute to the point where they need to have NFCU mail them a cashiers check for $5.

WTF? Are you slow? A money order isn't a cashier's check. The fact that you don't know the difference shows who is destitute and a broke asss.

And who said the cashiers check had to be mailed to me? And it's not "mailed", it's overnight expressed.

Your simple mind missed all the benefits.
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#20 USF813

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Posted 23 April 2017 - 12:16 AM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 
That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.
:rolleyes:
Roll your eyes all you want. I stand by my statement.
From a time perspective, there's no effn way you're driving to a CU, parking, walking inside, possibly waiting in line, filling out a debit form, having the employee print the MO and a mgr sign, walking to your car, driving to UPS/FedEx/USPS, parking, walking inside, filling out overnight paperwork, putting the check in an overnight envelope, paying the overnight fee, walking back to your car all in 5 minutes. NO EFFN WAY.
And I doubt you're getting the overnight AM shipment for $5.65.
Like I said. Short sighted.
 
Did you escape from myfico or something and manage to belittle people in 11k+ posts before someone caught on? I can get a money order at the Publix two minutes from my house for $0.89.
 
Knock it off with your nasty attitude. Not everyone is homebound and destitute to the point where they need to have NFCU mail them a cashiers check for $5.

WTF? Are you slow? A money order isn't a cashier's check. The fact that you don't know the difference shows who is destitute and a broke asss.
And who said the cashiers check had to be mailed to me? And it's not "mailed", it's overnight expressed.
Your simple mind missed all the benefits.

I do know the difference. You must enjoy hiding behind your keyboard building up postcounts and thumping your chest, don't you?

#21 Konrad2012

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Posted 23 April 2017 - 12:43 AM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 
That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.
:rolleyes:
Roll your eyes all you want. I stand by my statement.
From a time perspective, there's no effn way you're driving to a CU, parking, walking inside, possibly waiting in line, filling out a debit form, having the employee print the MO and a mgr sign, walking to your car, driving to UPS/FedEx/USPS, parking, walking inside, filling out overnight paperwork, putting the check in an overnight envelope, paying the overnight fee, walking back to your car all in 5 minutes. NO EFFN WAY.
And I doubt you're getting the overnight AM shipment for $5.65.
Like I said. Short sighted.
 
Did you escape from myfico or something and manage to belittle people in 11k+ posts before someone caught on? I can get a money order at the Publix two minutes from my house for $0.89.
 
Knock it off with your nasty attitude. Not everyone is homebound and destitute to the point where they need to have NFCU mail them a cashiers check for $5.

WTF? Are you slow? A money order isn't a cashier's check. The fact that you don't know the difference shows who is destitute and a broke asss.
And who said the cashiers check had to be mailed to me? And it's not "mailed", it's overnight expressed.
Your simple mind missed all the benefits.

I do know the difference. You must enjoy hiding behind your keyboard building up postcounts and thumping your chest, don't you?

Ok Troll. You should stay out of conversations that are beyond your grasp.

If you know the difference, how can you make a parochial comment comparing going to Publix and getting a $500 money order for $0.89 to getting a $50K cashiers check overnight expressed?

In your insular mind, you really thought that the $5 benefit being discussed was to have the cashiers check (or money order LOL) mailed to your house so you didn't have to go to the branch. Ignoramus.
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#22 PotO

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Posted 23 April 2017 - 07:19 AM

It'd likely be $5 less to walk into a local CU and have the check in hand in roughly 5 minutes time.

 
That's about the most short sighted observation ever.  You obviously are oblivious to overnight shipping fees and also place no value on your time.
:rolleyes:
Roll your eyes all you want. I stand by my statement.
From a time perspective, there's no effn way you're driving to a CU, parking, walking inside, possibly waiting in line, filling out a debit form, having the employee print the MO and a mgr sign, walking to your car, driving to UPS/FedEx/USPS, parking, walking inside, filling out overnight paperwork, putting the check in an overnight envelope, paying the overnight fee, walking back to your car all in 5 minutes. NO EFFN WAY.
And I doubt you're getting the overnight AM shipment for $5.65.
Like I said. Short sighted.
 
Did you escape from myfico or something and manage to belittle people in 11k+ posts before someone caught on? I can get a money order at the Publix two minutes from my house for $0.89.
 
Knock it off with your nasty attitude. Not everyone is homebound and destitute to the point where they need to have NFCU mail them a cashiers check for $5.

Does it hurt when you think?

Perhaps you value your time at $600 in food stamps every month so for you it's worth 20 minutes of your life to get a "money order" for $0.89.
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#23 cv91915

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Posted 23 April 2017 - 07:29 AM

I can drive to the nearest NFCU branch and withdraw cash in person for free.  Suckers.


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#24 MarvBear

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Posted 23 April 2017 - 07:31 AM

STOP IT NOW!



#25 Konrad2012

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Posted 23 April 2017 - 11:02 AM

STOP IT NOW!

You're absolutely right Marv. I'm not sure how a conversation about getting cashier checks via phone expressed anywhere in the country for $5 turned into me being homebound and destitute. And of course my contributions to CB the last week have been from Myanmar, Thailand and now Mainland China.

Although I think its a great tool to be able to call NFCU 24/7 via Skype and send a cashiers check anywhere I need it to go in CONUS while I'm overseas 75-100 days/yr.

Wan An

Edited by Konrad2012, 23 April 2017 - 11:08 AM.

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