I opened an account with them as well. They have 52 branches all over the USA and shared branching. I have alot inquiries on my chex and my credit is shot bad, and they still opened up a free checking and savings for me. I think they really do not use chex as a standard, they use more credit report, my credit report score was 486 and they still opened it.
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Unify Federal Credit Union (formerly western fcu)
Posted 12 April 2017 - 08:16 PM
The main thing is pass the identity verification with online application
Posted 12 April 2017 - 08:19 PM
Also they will give you debit card, free checking, and savings, but if really bad credit they will limit epay. mobile deposit for first 90 days
Posted 12 April 2017 - 09:04 PM
Posted 26 April 2017 - 05:54 PM
Nope, they use chexsystems...
Notice of Action Based on Information Contained in a Consumer Report:
We regret we cannot open your account today due to information received from ChexSystems, Inc., a consumer-reporting agency. ChexSystems did not make the decision to disapprove your account application and is unable to provide you with specific reasons why the decision was made.
Posted 26 April 2017 - 07:05 PM
Will contact them for clarification on approvals if Chex info is a certain age.
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