After reading quite a bit the last couple of days, I've decided to begin the hipaa quest to remove the only two collections on my credit reports. Two small medical collections. So here goes..
Steps I've completed:
1. Opted out
2. Mailed the requests to remove all previous and incorrect addresses from all bureaus
I live in Louisiana
Both listed as medical collections on CRA.
1. Receivable Recovery Serv
110 Veterans Blvd.
Metairie, LA 70005
Date Opened: 11/2014 (2 yrs, 4 mos)
On record until 2/2021
2. Southern Credit Recov
3228 6th Street
Metairie, LA 70002
Date Opened: 7/2013 (3 yrs, 8 mos)
On record until 10/2019
My next step is to send the initial dispute form to all CRA, correct? If so, would it be better to only tackle the older collection now and wait to tackle the other one after it passes the 3 year mark?
Good advice is greatly appreciated!!