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Please Read Before Posting - NEWBIES START HERE


  1. BEGIN BY CLICKING HERE! ,
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  4. Frequently Requested Topics

Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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CB gets Press!

We're mentioned in the news-

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Get a debt letter from USB... - last post by breeze

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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From 400s to 800s. From... - last post by milacred

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Consumers resist rising cre... - last post by hegemony

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Paid/Closed Medical Collection - last post by bcasey777

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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FHA Loan Foreclosed Now What - last post by monica

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Does Chase check your perso... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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36K In Debt Advice Needed!!! - last post by breeze

Military Credit

For the credit issues that are unique to our military members

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USAA Career Starter Loan De... - last post by cdilisio47

Canadian Credit

The unique challenges for our neighbors to the north.

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USA -> CA - last post by CreditAK

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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What to do (va loan) - last post by lulusoreo

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Will be filing BK. Called C... - last post by MarvBear

Student Loans

Student loan resources and discussion

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IRS offset / lien of Studen... - last post by Kat58

Business Credit

Information on establishing business credit and creating a business credit score.

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Is there a Business loan th... - last post by Astro2004

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Money Management

Discussion and tips on sound money management.

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help me sort out the health... - last post by DollarDog

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Should You Sign the Back of... - last post by hegemony

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
  2. Tech Talk

Non-credit related discussions of general topics

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