Jump to content


Welcome to CreditBoards!


Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
 
Guest Message by DevFuse

Read These Items!

  • We're done with the posts turning political, guys.  
  • Starting immediately, any post that turns political will be immediately closed and the poster who interjected politics will be warned.  
  • ​It is our interpretation that deems it political.  We will not entertain discussion about your intentions.  
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • Yo!  AOL email is bouncing and they aren't giving us a way to get off their blacklist.  If you're registered with an AOL email address and you have another one you can use in your settings, please change your email on record, so you can get the notifications you're expecting.


Photo

One last collection then report is clean...need help.


  • Please log in to reply
2 replies to this topic

#1 pportillo

pportillo
  • Members
  • 7 posts

Posted 16 March 2018 - 05:21 PM

I have one unpaid medical collection left on my husband's report.  The date of service is from 2012 so it is out of SOL here in California.  The collection agency is Rash Curtis and Associates in Vacaville California and the bill is from a local hospital.  This CA placed a smaller account ($5) on his report earlier this year that had been paid directly to the hospital, I disputed that account online with Experian and it was removed  We are trying to refinance our house and the Credit Union asks for proof of payment or if we are going to dispute.  We have had dual medical insurance for more than 15 years so I am unsure how this went unpaid,  This account is showing only on Experian, the two other reports are clean.  Before finding this site, I disputed this online last year and it was verified...any suggestions are welcome.  The original amount was $727 and the current balance is $1131.  

 

We have a conditional approval letter pending this account. 

 

Thanks everyone.  





#2 Why Chat

Why Chat
  • Members
  • 27,685 posts

Posted 16 March 2018 - 06:06 PM

Follow the guides: ( if you had opted out before applying for a mortgage your  reports would not have been poisoned by a JDB)

 

https://whychat.me/GUIDEBOOK.html

 

https://whychat.me/G...AA PROGRAM.html

 

Send Experian this

https://whychat.me/hipaadisp.html

 

Even if Experian doesn't delete immediately you will be able to show that it is marked in dispute on your report.

 

If they do not delete, send the CA this;

https://whychat.me/ltrcavalhipaa.html

and then send Ex this

https://whychat.me/l...aa.html#DISPUTE



#3 pportillo

pportillo
  • Members
  • 7 posts

Posted 18 March 2018 - 01:13 PM

Thank you!  I will send out the letter first thing in the morning.  I am not sure what this means but the conditional letter said, after we inform them of pay or dispute, they will not address this account again.  I will post more as we go through the process. Thanks again.  






0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users





© Copyright 2003 - 2015 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.