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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
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We're mentioned in the news-

Share your success stories ! **read only** New threads must be added by admin

Beginners info and frequently requested topics

Credit Reports, Collections, Credit Cards and related discussion

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Bankruptcy discussion

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

Discussion and help for consumers who have trouble getting a bank account.

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

For the credit issues that are unique to our military members

The unique challenges for our neighbors to the north.

Discussion of mortgages, buying and selling a home, real estate investing

Discussion of Automotive Financing

Student loan resources and discussion

Information on establishing business credit and creating a business credit score.

Discussion and tips on sound money management.

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Complaints, discussions and rants regarding perceived merchant violations of CCC policy

FCRA, FDCPA and other credit-related laws

Contact Info, Search sites, lists, locators, etc

Collectors Caught in the Act

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

Reference Materials, contact information, CRA usage info, Misc Information

Examples for you to use and modify. Read-Only Forum.

Non-credit related discussions of general topics