MCA added her lists to the pinned posts:
Things to Note:
1. Always call and verify requirements for a second chance or fresh start account.
**Some banks stop offering them, or may change the requirements.
2. Research fees and restrictions with these accounts.
**A fews ago, I used one of the banks, but they had huge restriction amounts on debit card usage unless you started direct deposit with them.
3. Pull your Chexsystems, Early Warning Services and Telecheck reports to see what you're working with. This way, you don't rack up a bunch of unecessary inquiries, which can prevent approvals with some institutions.