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What should not be in your wallet


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24 replies to this topic

#1 hegemony

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Posted 16 March 2017 - 04:49 PM

http://www.wmur.com/...-wallet/9142661


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#2 mec

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Posted 16 March 2017 - 05:07 PM

I was guilty of #1

 

... and it was stolen... in Miami... from a port-a-potty at a construction site where I had to cross a plastic fence to get access before an all day charter fishing trip and where it fell out onto the floor.

 

The guy (guessing) used my debit card twice. Once at Home Depot and once at McDonald's. The bank refunded all of the charges and I have never had ID theft... I thought for sure I would though. I also thought there was a chance someone might contribute to my Social Security account. 

 

This was about 10 years ago. I was able to use a business card from the Dade County Sheriff with a note about the theft written on it and a utility bill as ID to board the flight home.


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#3 Burgerwars

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Posted 16 March 2017 - 07:16 PM

I only carry a couple credit cards, debit card, drivers license, health insurance card and some cash. Everything else stays locked at home.

I'm not going to worry about the remote chance someone is going to use my health insurance. There's a greater chance I could have a medical emergency where the hospital will want to see the actual card.
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#4 hegemony

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Posted 16 March 2017 - 07:27 PM

8 credit cards (1 MC, 1 Amex, 1 JCB, 1 UP, 4 Visa)

1 charge card (1 amex)

work ID

DL

a single $100 bill


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#5 Konrad2012

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Posted 16 March 2017 - 08:06 PM

AMEX Biz Plat, AMEX PRG, DL, Flagship Visa, BofA Debit, JetBlue Biz Mastercard, Chase Freedom Unlimited Visa.

Alliant 3% will soon be gaining a slot. Probably put the Freedom Unlimited in the glovebox with the rest of whatever MS tools reside there.
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#6 TheVig

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Posted 16 March 2017 - 08:25 PM

At the moment.....

Amex SPG, Amex BCE, Citi DC, Chase IHG, Cap1 MC, Priceline, BofA debit card. DL, Health insurance card, SS card.

I gotta keep the SS card on me. I've got a spare at home just in case.
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#7 Konrad2012

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Posted 16 March 2017 - 08:32 PM

At the moment.....
Amex SPG, Amex BCE, Citi DC, Chase IHG, Cap1 MC, Priceline, BofA debit card. DL, Health insurance card, SS card.
I gotta keep the SS card on me. I've got a spare at home just in case.


Why do you have to keep your SSN on you?
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#8 TheVig

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Posted 16 March 2017 - 08:38 PM

At the moment.....
Amex SPG, Amex BCE, Citi DC, Chase IHG, Cap1 MC, Priceline, BofA debit card. DL, Health insurance card, SS card.
I gotta keep the SS card on me. I've got a spare at home just in case.

Why do you have to keep your SSN on you?

Govt contractor stuff. Surely, but slowly, but the need to produce the card is finally going away.
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#9 clc222

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Posted 16 March 2017 - 09:00 PM

OK, I'm guilty of carrying 5 CCs in my wallet, along with multiple insurance cards (one for my insurance, one for my coverage with the DW's insurance, and one eye med insurance card -- also from the DW's insurance).

 

 

 

...but a passport or birth certificate? How friggin' big of a wallet does the author of the story have??? :lol:


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#10 Konrad2012

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Posted 16 March 2017 - 09:07 PM

At the moment.....
Amex SPG, Amex BCE, Citi DC, Chase IHG, Cap1 MC, Priceline, BofA debit card. DL, Health insurance card, SS card.
I gotta keep the SS card on me. I've got a spare at home just in case.

Why do you have to keep your SSN on you?

Govt contractor stuff. Surely, but slowly, but the need to produce the card is finally going away.

I still don't know why you'd need your SS card on you at all times
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#11 PotO

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Posted 16 March 2017 - 09:26 PM

The #1 thing that should never be in your wallet ...

A picture of Kat.

'nuff said.
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#12 hegemony

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Posted 16 March 2017 - 09:27 PM

The #1 thing that should never be in your wallet ...

A picture of Kat.

'nuff said.

Bingo... wings


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#13 daveberk

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Posted 17 March 2017 - 11:44 AM

Social security numbers are printed on medicare cards so it's a good idea not to carry a medicare card in your wallet.


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#14 Big Bear

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Posted 18 March 2017 - 07:25 AM

Well now I reassessing carrying my health insurance card as well as my over-extending use of not-just-for-emergencies credit card use.  


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#15 Newguy00

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Posted 19 March 2017 - 02:00 PM

I have way too much in my wallet. Too much edc stuff in general. I don't have a social security card in there though. And regardless of prior advice Kat's pic will stay in my wallet.
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#16 mendelssohn

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Posted 20 March 2017 - 08:47 AM

In my wallet now:

 

DL

Amex Platinum: to have a charge card, although this rarely gets used for purchases

Amex SPG: non-bonus category spending

Chase Sapphire Reserve: 3x restaurants and travel

Chase Freedom: 5x on gas, and 5x on groceries next Q

Amex EDP: groceries 4.5x and gas 3x (includes 50% bonus, not used until Freedom cap maxed out)

Chase Ink Plus: 5x office supplies

BOA Travel Rewards: backup Visa card

CU MC: just to have a MC

Rotating slot for my cash back cards used for Manufactured Spend

$220: 2 $100 bills folded inside a $20

 

I have been using one of these for the past couple years and am happy with it so far: https://www.ridgewal...riant=807417803


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#17 Brandon1008

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Posted 20 March 2017 - 09:27 AM

3 Cashback CC's, 1 debit card (never used, but incase I need a lot of cash), Drivers Lic., Health Insurance card, Atleast 1 $20 bill.


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#18 whipped

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Posted 20 March 2017 - 09:30 AM

Well now I reassessing carrying my health insurance card as well as my over-extending use of not-just-for-emergencies credit card use.  

 

Same... I need to go through my wallet sometime today.


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#19 Big Bear

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Posted 20 March 2017 - 02:06 PM

My insurance card most definitely doesn't have my SSN on it.  And if I need it, chances are it's because it's an emergency.  


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#20 mec

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Posted 20 March 2017 - 03:21 PM

I was guilty of #1

 

... and it was stolen... in Miami... from a port-a-potty at a construction site where I had to cross a plastic fence to get access before an all day charter fishing trip and where it fell out onto the floor.

 

The guy (guessing) used my debit card twice. Once at Home Depot and once at McDonald's. The bank refunded all of the charges and I have never had ID theft... I thought for sure I would though. I also thought there was a chance someone might contribute to my Social Security account. 

 

This was about 10 years ago. I was able to use a business card from the Dade County Sheriff with a note about the theft written on it and a utility bill as ID to board the flight home.

I should add that I ended up hooking up with a 40lb sailfish on that charter. The fish jumped clear of the water a dozen times over the ten minutes it took to land him. When the deed was done the sailfish had turned from it's fighting blue to a submissive organy purple color on those azure waters off South Beach. I had never seen anything like it before and felt like I had met a unicorn in the forest... I still think about that day the same way, as if I had slipped through a portal into an enchanted world and met with a magical creature there.


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#21 TampaDude

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Posted 20 March 2017 - 04:23 PM

 

Multiple credit cards: A properly managed credit card is a financial tool many people use, however don’t keep multiple cards with you. In fact, carrying only one card can help you not to over extend the use of credit. Carry a single card for emergency purchases or when trying for additional rewards under reward programs. Also, maintain a list of all card numbers someplace in your home, along with the phone numbers to call just in case they need to be canceled.

 

Carrying only one CC is asking for trouble.  What happens if you are far from home and the one card you are carrying gets frauded and shut down?  You should always have no less than 3 CCs in your wallet at all times.  You.  Never.  Know.


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#22 steelers1

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Posted 20 March 2017 - 05:41 PM

 

 

 

At the moment.....
Amex SPG, Amex BCE, Citi DC, Chase IHG, Cap1 MC, Priceline, BofA debit card. DL, Health insurance card, SS card.
I gotta keep the SS card on me. I've got a spare at home just in case.

Why do you have to keep your SSN on you?

Govt contractor stuff. Surely, but slowly, but the need to produce the card is finally going away.

I still don't know why you'd need your SS card on you at all times

 

 

When I used to gamble at the casino I always had my SS card just in case I hit a JACKPOT and I needed it for a pay out.

 

I had to use it a few times however not worth the risk.

 

I was a gambling junkie years ago looking back I was an I-D-I-O-T not a salamander.


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#23 cv91915

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Posted 20 March 2017 - 06:02 PM

I would never carry a condom in my wallet if it was labeled "snug fit."
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#24 hegemony

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Posted 20 March 2017 - 06:51 PM

I would never carry a condom in my wallet if it was labeled "snug fit."

please clarify, used or new condom?


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#25 IndyPoolPlayer

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Posted 20 March 2017 - 08:11 PM

I would never carry a condom in my wallet if it was labeled "snug fit."


Hey you're married you don't need those anymore. Not like the old days when you cruised the bath houses and saunas at the gym
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