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Please Read Before Posting - NEWBIES START HERE


  1. BEGIN BY CLICKING HERE! ,
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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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How you found creditboards - last post by MarvBear

CB gets Press!

We're mentioned in the news-

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Smart Money Magazine - last post by FICOnspiracy

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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I did it, 6 years but zero... - last post by hilarycyrus9

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum


  1. Advanced Credit Topics

Credit Reports, Collections, Credit Cards and related discussion

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Collection agency calling o... - last post by shadekitty

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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How do I use Whychat in thi... - last post by oncredit

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Not Underwater, Not above w... - last post by DiamondEye

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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BBVA Compass - Why You Shou... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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My get debt free plan - last post by lweingart

Military Credit

For the credit issues that are unique to our military members

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Why your credit score matte... - last post by breeze

Canadian Credit

The unique challenges for our neighbors to the north.

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Capital One study: Less tha... - last post by Kat58

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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Discouraged. Silence from L... - last post by breeze

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Student Loans

Student loan resources and discussion

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Old tuition bill in collect... - last post by MarvBear

Business Credit

Information on establishing business credit and creating a business credit score.

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Any Non-Pg Credit Cards tha... - last post by Blpagels

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Money Management

Discussion and tips on sound money management.

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Potential Fraud - Bank'... - last post by ellentk

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
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Non-credit related discussions of general topics

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