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Please Read Before Posting - NEWBIES START HERE


  1. BEGIN BY CLICKING HERE! ,
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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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How you found creditboards - last post by breeze

CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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I did it, 6 years but zero... - last post by davidwlam8

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Court: American Express Can... - last post by shifter

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Help with HIPAA Process - last post by KEY15

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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BK, Short Sale, Foreclosure... - last post by clc222

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Any Recent Chexsystems Succ... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Take Charge America - so fa... - last post by bbgone

Military Credit

For the credit issues that are unique to our military members

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Massive DFAS Debt - Bonus O... - last post by ICANHASMUNY?

Canadian Credit

The unique challenges for our neighbors to the north.

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Links to Candian laws - Sta... - last post by ICANHASMUNY?

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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Home Equity Loan - LOC - Sa... - last post by DallasLoanGuy

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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HELP MARV, I just don't... - last post by bigpoppa09

Student Loans

Student loan resources and discussion

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Business Credit

Information on establishing business credit and creating a business credit score.

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Brand new company files on... - last post by sgleich

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Money Management

Discussion and tips on sound money management.

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Why doesn't wal-mart ju... - last post by IndyPoolPlayer

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
  2. Tech Talk

General non-credit related discussions

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Have Aetna? The Health Insu... - last post by breeze

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