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Please Read Before Posting - NEWBIES START HERE


  1. BEGIN BY CLICKING HERE! ,
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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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How you found creditboards - last post by breeze

CB gets Press!

We're mentioned in the news-

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Smart Money Magazine - last post by FICOnspiracy

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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I did it, 6 years but zero... - last post by btfo

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum


  1. Advanced Credit Topics

Credit Reports, Collections, Credit Cards and related discussion

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Time to add a CC to the bar... - last post by bigpoppa09

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Ready to Send Pre-HIPAA Dis... - last post by ChewieBearStare

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Any way to delay a foreclos... - last post by tomforr

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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Arkansas - Arvest Bank - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Consolidate or Wait? Windfa... - last post by bakermommy822

Military Credit

For the credit issues that are unique to our military members

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This is for everyone here... - last post by Kat58

Canadian Credit

The unique challenges for our neighbors to the north.

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Handling collection account - last post by ICANHASMUNY?

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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current rates versus bankra... - last post by mycorrado

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Take home company car? - last post by tmkats

Student Loans

Student loan resources and discussion

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Does Immediate Credit Recov... - last post by tralston3838

Business Credit

Information on establishing business credit and creating a business credit score.

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STARTUP BUILDING CREDIT WIT... - last post by Kat58

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Money Management

Discussion and tips on sound money management.

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Amazon Prime vs Wal-Mart: A... - last post by Pam

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Potential Fraud - Bank'... - last post by ellentk

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
  2. Tech Talk

Non-credit related discussions of general topics

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