I took the bait and opened a Chime Bank account, and have to save I'm tickled pink with it.
You get a routing and account number, so you can use it to pay bills - if the business allows you to pay with a checking account only.
Some prepaid cards do not offer this option, or they offer it for direct deposit only.
Plus, you get a debit card, which I use exclusively for Point-Of-Sale and online purchases.The Chime app notifies me whenever there is activity on the account, and lists the account balance.
I still keep a local credit union account (with traditional paper checks if I need them) to pay standard household bills. I use Google Wallet to transfer funds between accounts (debit to debit transfer). There is no fee (at present, but this may change), and the funds are there within a few minutes.
I think paper checks are slowly fading and will soon be a thing of the past. I stopped using them because of the fraud possibility. Anyone who takes the check now has instant access to your funds, through fraudulently printed checks.
Gives us any positive or negative updates to your own Chime Bank account.
Edited by tmcgill, 10 October 2017 - 10:30 AM.