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Non ChexSystems/non EWS check ordering
Posted 01 February 2018 - 11:19 PM
Too be safe, I am looking for check ordering companies that does not use neither Chex and EWS because I am on both.
Posted 04 February 2018 - 09:33 AM
Posted 09 February 2018 - 12:18 AM
Yes, Alliant needed Chexsystems unfrozen to approve account. If you become a member online, there is no option any more to choose between regular or high-yield accounts -- the accounts automatically become high-yield provided once/if you meet the requirements (minimum balance for savings, minimum deposit for checking). From what I can see, the same is true if you try to open a checking account after you become a member.
Of course, opening a checking account during sign-up is optional, perhaps Chex won't matter if you only get the savings/share account, but if you later want to open a checking account they probably will want to run you through Chex.
Note the following from their disclosure (seems to apply to ATM/debit cards linked to your account(s)):
Members in good standing and without a ChexSystems record have a $500 daily withdrawal limit and a $10,000 daily deposit limit. Members with a ChexSystems record have a $200 daily withdrawal limit and $0 daily deposit limit.
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