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Clear Chex/positive EWS


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9 replies to this topic

#1 srbrooks

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Posted 16 October 2016 - 09:07 AM

Any idea of bank/CU does not use EWS in Shreveport , La. I can't wire closing funds via Go Bank, so need to find a solution before aping for mortgage .
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#2 rosy29

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Posted 16 October 2016 - 12:00 PM

Therebis a Ft Sill bank in a Walmart on the Bossier side.


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#3 srbrooks

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Posted 16 October 2016 - 12:42 PM

What is is hat rosy?
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#4 srbrooks

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Posted 16 October 2016 - 01:07 PM

I'm not affiliated with the military:(
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#5 tmcgill

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Posted 17 October 2016 - 08:38 AM

What negatives do you have on Chex or EWS?

How old are the entries?

 

Possible Louisiana banks or credit unions:

 

Note: Banks may change their policies if they merge, get a new security staff or different executive management.

Call and ask them what they use for approvals. This will prevent a wasted trip and a useless CRA inquiry.

 

1.  Woodforest Bank (On Westport Ave. in Shreveport)

Second Chance Checking

www.woodforest.com

 

2.  Barksdale Federal Credit Union (on North Market in Shreveport)

Anyone can get a savings account. ***Chexsystems must show paid.

www.bfcu.org  (You can send wires using a savings)

Membership: Live, work, worship, attend school or own a business in Bossier, Caddo, Webster, Rapides, Allen or Grant parish

 

3.  Community Bank of Louisiana (On Travis St. in Shreveport)

ID verification only.

www.communitybankofla.com

 

4.  Carter Federal Credit Union (On Bert Kouns in Shreveport)

**Telecheck only

https://carterfcu.org/

Check the website for the location membership requirements.


Edited by tmcgill, 17 October 2016 - 08:48 AM.

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#6 srbrooks

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Posted 17 October 2016 - 05:39 PM

Chex will be clear, EWS just shows chase 300 owed from 2011. Thanks so much , this makes me a little hopeful!!
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#7 tmcgill

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Posted 22 October 2016 - 06:17 AM

Keep us posted with any updates!

 

We just learned that EWS now reports for 5 years. The EWS entry should expire this year.


Edited by tmcgill, 22 October 2016 - 06:18 AM.

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#8 srbrooks

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Posted 22 October 2016 - 02:49 PM

I saw that post! I will update as I try for a new account. In my research I did see the 7 yr EWS reporting. So , what a god send!! Thanks so much
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#9 Lynraquel

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Posted 28 October 2016 - 07:15 PM

Regions Bank does not use EWS or Chex Systems. I know because I used to work there.

#10 tmcgill

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Posted 29 October 2016 - 07:34 PM

Thanks!
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