what state are you in?
there's all sorts of links , and your state court rules of civil procedure on how to enforce a judgment
I'm in PA and yes how to enforce a judgment, but in order to serve a levy on a bank you must know what bank. And that is the reason for Chexsystems
You can have the sheriff serve the debtor with a notice of a debtor's examination. In a debtor's exam, you can ask the debtor what type of property he owns, where that property is located and whether or not the debtor has a job. Your county courthouse will have more information about this exam and the necessary forms.
Step 1 to collect a judgment in Pennsylvania is to file the judgment IN EACH COUNTY where the debtor resides or owns real property. Real property means a house or land.
Judgments in Pennsylvania act as an automatic lien against real property. This means that the debtor cannot sell their property without satisfying the judgment first. These judgment liens on property are valid for twenty (20) years.
Although a judgment may act as a lien against real property for twenty (20) years, you cannot seek to execute on your judgment unless it is revived every five (5) years.
Also, be careful about magistrate judgments. Magistrate judgments are not always identified by credit reporting agencies and will often not show on credit reports. Thus, you may have a judgment that is NOT acting as a lien.
If you have a magistrate judgment, you should always file the judgment with the county courts where the debtor resides or owns property.
Step 2 to collect a judgment is to praecipe for a writ of execution.
Once the judgment is filed, you can ask the department of court records to issue a “Writ of Execution”. This writ of execution is then taken to the sheriff’s office. The writ authorizes the sheriff’s office to take certain action to collect the monies against the debtor.
These actions consist primarily of:
- Seizing a bank account;
- Selling personal assets, and/or vehicles; and
- Selling a house, land or real property.