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Chexsystems report wiped clean

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5 replies to this topic

#1 tmmase

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Posted 12 January 2017 - 02:31 PM

I just want it to be known that, I filed a chapter 13 bankruptcy in November 2016. I faxed the notice of filing to chexsystems, and today I received an updated report where the negative entries were removed because of my filing. Some people think, it only works for a chapter 7, or you have to wait for discharge, but thats not the case anymore.

#2 tmcgill

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Posted 12 January 2017 - 05:51 PM

Thanks for the update.

#3 legacyscredit

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Posted 07 March 2017 - 08:38 PM

Thank you for sharing. So bankruptcy will lift checksystems?

#4 tmcgill

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Posted 08 March 2017 - 08:43 AM

Yes, once the debts have been discharged. Send the discharge paperwork to Chexsystems, and they'll remove.

#5 tmmase

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Posted 10 March 2017 - 09:19 AM

I'm not discharged yet, and they still wiped it clean. I'm in a chapter 13, which I will be in for 3 to 5 years. I filed in November 2016, faxed the "Notice of Bankruptcy Filing" to Chexsystems, about a week later, then right before Christmas, I got my updated report in the mail.

#6 tmcgill

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Posted 11 March 2017 - 08:13 AM

My error, I thought you filed Chapter 7. Glad your report is now clean.

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