Hi, I have received my Chex systems report. I had an unfortunate issue with SUNTRUST bank. While Disputing fees that they placed on my account, they sent me to collections. I made arrangements and paid in FULL the balance owed thinking it would be removed from my report without knowing any better.
It is still there showing as PAID IN FULL, will this affect me going further?
Also, I am showing an account from BBT which I was only the co-signer never used the account and was not aware it was closed or had a balance.
Is their a way to dispute this item also? or am I just stuck paying the balance to have it showing as PAID.
I currently do not have any bank accounts I am on SS and receive my funds via prepaid card. When I began to have concerns and issues with SUNTRUST I had my DD switched.
Any information would be most valuable as I am trying to make sure that all of my reports are clear across the board.