Jump to content

Welcome to CreditBoards!

Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
Guest Message by DevFuse

Read These Items!

  • We're done with the posts turning political, guys.  
  • Starting immediately, any post that turns political will be immediately closed and the poster who interjected politics will be warned.  
  • ​It is our interpretation that deems it political.  We will not entertain discussion about your intentions.  
  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.
  • Yo!  AOL email is bouncing and they aren't giving us a way to get off their blacklist.  If you're registered with an AOL email address and you have another one you can use in your settings, please change your email on record, so you can get the notifications you're expecting.


Filing Chapter 13 BK, worried about NFCU Checking Account

  • Please log in to reply
1 reply to this topic

#1 hcovarru

  • Members
  • 30 posts

Posted 27 October 2016 - 08:21 PM

So the wife and I made the decision to file our Chapter 13 case but we're worried about our current checking account with NFCU.  Although we are not including anything in the BK associated with NFCU we're worried they may freeze and/or close the account.  I currently have my payroll check direct deposited into the account each month, and we're in Chexsystems so we can't open another account in the meantime.


Does NFCU routinely freeze or close checking accounts upon Chapter 13 filing??



#2 tmcgill

  • Members
  • 3,163 posts

Posted 28 October 2016 - 08:19 AM

Not for a BK filing, unless you have included a debt you owe to NFCU in the filing schedule.


Frozen or closed accounts often occur when they get notification from Chexsystems or EWS of any new listings for account abuse, fraud, or other negative account entry.

Edited by tmcgill, 28 October 2016 - 08:20 AM.

0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users

© Copyright 2003 - 2015 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.