I wanted to put the CU on the radar for anyone looking for banking options in California, Illinois, and Florida. I don't believe it's mentioned on MCA's list for CA (they acquired Butte FCU, Community Trust, and People's, among others).
I have a negative Chex entry and believe I may have a negative entry in EWS (still waiting on that report). I will report back if the account ends up being closed, but they were very transparent about having a goal of helping people who have had banking/financial issues in the past, so I am hoping the account will remain in the clear. I'm going to treat it like it's priceless.
I had a great experience at their Oakland branch, and they have branches throughout CA (it can be annoying how many places are only in the north or south), so I would encourage anyone who is struggling with finding local options in CA to check them out.
From what the reps told me, they also have a strong focus on helping members rebuild their credit. While I was filling out my app, a member told me that they approved him for a secured loan and secured cc when he was unable to get approvals elsewhere.
The credit union has acquired and merged with smaller CUs, and it now has 22 branches across these 3 states.
Chicago (Brighton Park)
Chicago (Little Village)