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Please Read Before Posting - NEWBIES START HERE


  1. BEGIN BY CLICKING HERE! ,
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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips
THESE FORUMS ARE READ-ONLY.

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How you found creditboards - last post by breeze

CB gets Press!

We're mentioned in the news-

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Get a debt letter from USB... - last post by breeze

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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From 400s to 800s. From... - last post by Kat58

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum


  1. Advanced Credit Topics

Credit Reports, Collections, Credit Cards and related discussion

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United miles not as good as... - last post by kayvebear

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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HIPAA Letter Process-Whycha... - last post by MsLMM

Bankruptcy

Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Reverse Mortgages-Can a Loa... - last post by Kuuner

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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I hope this helps - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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Debt Management Plan - last post by arizonabeauty

Military Credit

For the credit issues that are unique to our military members

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VA Overpayment on Credit Re... - last post by ICANHASMUNY?

Canadian Credit

The unique challenges for our neighbors to the north.

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Collections Last Activity - last post by Stephmae

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Mortgages

Discussion of mortgages, buying and selling a home, real estate investing

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Best mortgage for my situation - last post by Cactus Flower

Automotive Financing


  1. Reading and Resources

Discussion of Automotive Financing

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Student Loans

Student loan resources and discussion

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FH Cann and Associates Not... - last post by Rcracer

Business Credit

Information on establishing business credit and creating a business credit score.

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just got approved last nite... - last post by Ace_TX

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Money Management

Discussion and tips on sound money management.

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If You Bought In to TIAA Ba... - last post by credit_help

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Should You Sign the Back of... - last post by hegemony

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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CaseLaw

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State Laws


  1. Misc State Info

  • 171 topics
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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion


  1. The Contests ,
  2. Tech Talk

Non-credit related discussions of general topics

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Today's Birthdays ( 21-November 17 )

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