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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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CB gets Press!

We're mentioned in the news-

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CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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From 400s to 800s. From... - last post by breeze

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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Process Server called me? - last post by mendelssohn

Medical Billing & Medical Collections

NOT PAY FOR DELETE! Why Chat's HIPAA dispute method. May require repayment.

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Medical Bills confusion - last post by br0adstbully


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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foreclosure, homeless and e... - last post by groze

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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EWS, Telecheck and FICO Sco... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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My 30k credit cards was pay... - last post by Kat58

Military Credit

For the credit issues that are unique to our military members

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New military retirement lum... - last post by PotO

Canadian Credit

The unique challenges for our neighbors to the north.

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Collections Last Activity - last post by Stephmae

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Discussion of mortgages, buying and selling a home, real estate investing

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Question for the mortgage u... - last post by tiggerlgh

Automotive Financing

  1. Reading and Resources

Discussion of Automotive Financing

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Student Loans

Student loan resources and discussion

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Business Credit

Information on establishing business credit and creating a business credit score.

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Money Management

Discussion and tips on sound money management.

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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Should You Sign the Back of... - last post by hegemony

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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Sample Letters

Examples for you to use and modify. Read-Only Forum.

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General Discussion

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Non-credit related discussions of general topics

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