NCO Financial address

[bobyun]

I just sent out a DV CMRR to NCO Financial 55 which has a the following address listed on my reports:

 

PO Box 13570

Philadelphia, PA 19101

 

It came back as return to sender

not deliverable as addressed

unable to forward

 

This was placed on my reports October 5th. No dunning notice sent. I sent a DV 10/17. It was returned today.

 

Is placing a wrong address a violation? Does anyone have the correct address?

 

Thanks,

 

BY

[bobyun]

bump

[improper_validation]

Do not open it, make copies of the front and back and then wait for somebody else to post on what to do then.

[beli]

Have you disputed the debt with the Cra's? You can use this to your advantage.

 

You can foward the copies of the envelope with your dispute, however with Equifax, all I did when I disputed, i simply said "tried to send letter to Nco but came back undeliverable, and they deleted it without further question. I know others have included a copy to be on the safe side, I never did.

[cinnamngrl]

I just sent out a DV CMRR to NCO Financial 55 which has a the following address listed on my reports:

 

PO Box 13570

Philadelphia, PA 19101

 

It came back as return to sender

not deliverable as addressed

unable to forward

 

This was placed on my reports October 5th. No dunning notice sent. I sent a DV 10/17. It was returned today.

 

Is placing a wrong address a violation? Does anyone have the correct address?

 

Thanks,

 

BY

Copy this and and send it to the CRA and point out that they could not have verified this tradeline with this information.

 

but i should point out that searching nco financial fax got me the website with a couple addresses that I pasted below

 

 

To inquire about an account that has been referred to NCO for collection, please send your inquiry in writing via the U.S. Postal Service to:

 

NCO Financial Systems, Inc.

507 Prudential Road

Horsham, PA 19044

 

For more information about how NCO's integrated solutions can benefit your business, contact NCO at our corporate headquarters in Horsham, Pennsylvania, or at our international offices in Canada and the United Kingdom.

 

To contact NCO by e-mail, phone or mail:

United States

 

NCO Financial Systems, Inc.

507 Prudential Road

Horsham, PA 19044

(800) 220-2274

(215) 441-3000

Consumer Hotline: (800) 550-9619

Consumer Hotline Fax: (866) 269-8669

[LadyRelm2]

I shall be watching your thread....

 

 

I was recently notified by MIL that NCO is calling her house looking for my DH. So far, nothing on our reports, but I'm watchin'

[x-large debt]

My suggestion is to do this:

 

1) Keep that letter intact, this is a good keepsake in case this goes to court someday

 

2) make a copies of front/back of the letter - proceed to dispute the address with the CRA in question - ask for deletion since data furnisher has provided bad contact information preventing you from asserting your rights under FCRA to dispute this item in a timely manner directly with the data furnisher. mail this CMRRR

 

3) send a carbon copy (cc) of that dispute to "NCO" address shown on BBB report, mailed CMRRR. In this letter tell them you dispute this item, you are aware that they kept you from contacting them and will escalate this issue to the State's AG if they do not delete immediately.

[LordAthens]

Bumping this super old thread.

 

My fiance is in the same exact situation. Sent 2 DV's to the address that the OP posted, as that is the address listed with Experian. Both DV's were returned as Return To Sender, Unable to Forward.

 

I now realize from the thread that they shouldn't have been sent there, but how were we supposed to know? I used what was supplied to us. After further research, they have three different addresses listed, a totally different address with each CRA.

 

Any further thoughts, aside from blowing more money to resend to the other address?

[eatcookies]

Yeah, the Horsham address for NCO is correct. Drove past them once. Don't know what to do about the returned letters, but I wanted to add that NCO folds very easily.

[babyarho2010]

I've provided a copy of the front and back to the CRA's and NCO disappeared almost immediately.

[LordAthens]

What is everyone opinion on which CRA's to dispute it with? That address came from Experian. At the time, due to "security issues", we were only able to obtain her Experian report. We had to send off for TU and EQ.

 

TU's address for NCO is;

 

NCO Financial Systems

507 Prudential Road

Horsham, PA 19044

 

And EQ's;

 

NCO FIN/55

PO BOX 15270

Wilmington, DE 19850

 

I would fully expect TU to tell me to pound salt, since the address on their file is where it is apparently supposed to go. I could see EQ doing the same, since I didn't actually send it to that address (though I suspect that would have resulted in Return to Sender as well).

 

Further complicating the matter, all 4 collections from NCO have at minimum 1 year left before SOL runs out, so even if I do dispute them and the CRA's remove them, I'm sure NCO will have them resubmitted in no time and as far as I understand it, they are completely entitled to do so since it is still within the SOL.

 

My buddy had some stuff with NCO and he said he sent a DV and they folded quickly, but I believe he was outside of SOL. I'm going to cross post this in medical to see if anyone has any further advise on our debts.